Human Resources Management and Services at Tiffin University

Tiffin's HR program carries the highest debt burden of any program in Ohio—landing in just the 5th percentile nationally for affordability—while delivering earnings barely above the state median. At $41,613 in debt against $47,095 in starting earnings, graduates face an 0.88 debt-to-earnings ratio, meaning they're borrowing nearly a full year's salary to enter a field where starting salaries are modest. Compare this to Ohio State, where HR graduates earn $59,000, or even University of Akron at $51,000, and the value gap becomes stark.

The small sample size here (under 30 graduates) means individual outcomes could vary significantly, but the pattern is concerning: you're paying premium private-school debt for below-national-average earnings. While Tiffin's graduates do slightly outperform Ohio's median ($45,244), that 60th percentile state ranking doesn't justify borrowing 66% more than the typical Ohio HR student.

For families serious about HR, this program demands careful financial planning. If your child can secure substantial merit aid or has family support to minimize borrowing, the debt picture improves considerably. But at sticker price with typical aid packages, you're looking at loan payments that will significantly constrain early-career financial flexibility in a field where the earnings simply don't grow fast enough to justify this debt level.