Analysis
A debt-to-earnings ratio of 0.70 looks manageable on paper, but the underlying numbers—drawn from national benchmarks for research psychology bachelor's programs—tell a more complicated story. Comparable programs nationally suggest first-year earnings around $34,800, while typical debt loads for students at similar private institutions hover near $24,400. For a field where meaningful career advancement often requires graduate training, these figures represent just the beginning of the financial picture. The relatively accessible admission profile (80% acceptance rate, modest test scores) suggests Tiffin serves students who may be stretching financially for a private education, yet the bachelor's degree alone rarely leads to research positions in psychology.
Ohio's small market for this program—only three schools report outcomes—makes comparisons difficult, though the state median of $36,900 runs slightly higher than what peer programs nationally produce. The bigger question is whether this investment makes sense when entry-level positions for psychology graduates (HR assistant, case manager, research coordinator) often cluster in the low-to-mid-$30,000s regardless of where you earn the degree. With over a third of students receiving Pell grants, many families here are borrowing substantially for credentials that typically require further education to fully leverage.
If your child is committed to psychology research, confirm whether Tiffin's program feeds successfully into graduate programs—that's where this degree proves its worth. Otherwise, these debt levels for this earning potential warrant serious consideration of whether a more affordable state school might deliver similar outcomes with less financial risk.
Where Tiffin University Stands
Earnings vs. debt across all research and experimental psychology bachelors's programs nationally
Compare to Similar Programs in Ohio
Research and Experimental Psychology bachelors's programs at peer institutions in Ohio (3 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $32,400 | $34,769* | — | $24,375* | — | |
| $64,000 | $36,909* | — | $25,645* | 0.69 | |
| National Median | — | $34,768* | — | $21,500* | 0.62 |
Career Paths
Occupations commonly associated with research and experimental psychology graduates
Statisticians
Biostatisticians
Medical Scientists, Except Epidemiologists
Clinical and Counseling Psychologists
Psychologists, All Other
Neuropsychologists
Clinical Neuropsychologists
Psychology Teachers, Postsecondary
Health Specialties Teachers, Postsecondary
Child, Family, and School Social Workers
Managers, All Other
Compliance Managers
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Tiffin University, approximately 36% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 84 similar programs. Actual outcomes may vary.