Clinical, Counseling and Applied Psychology at Toccoa Falls College

At $21,319 in first-year earnings, Toccoa Falls College's psychology program lands in the bottom 5% nationally—but context matters. Georgia is simply a tough market for bachelor's-level psychology graduates, with a state median of just $24,426. This program actually sits near the middle of the pack among Georgia schools, though that's cold comfort when even the state's top program (Clayton State at $27,532) struggles to crack $30,000. The debt load of $24,250 is relatively modest compared to Georgia competitors, who typically see $35,448 in borrowing.

The encouraging news is the 51% earnings jump by year four, reaching $32,238—a sign that graduates find their footing with experience. However, with fewer than 30 graduates tracked, these figures could shift dramatically with a slightly different cohort. The debt-to-earnings ratio of 1.14 means graduates owe roughly 14 months of their first-year salary, manageable but not comfortable during those early lean years.

The bottom line: if your child is committed to psychology and staying in Georgia, this program won't leave them worse off than state alternatives. But bachelor's-level psychology offers limited career pathways everywhere, and these numbers suggest most graduates will need either grad school or a career pivot to reach comfortable earnings. Make sure your student has a specific plan for what comes after the diploma.