Analysis
A mathematics bachelor's degree carries promise, but Touro's estimated outcomes—based on comparable NY programs—suggest a moderate financial start. First-year earnings around $45,900 align with the state median but fall roughly $3,000 below the national average for math graduates. Meanwhile, estimated debt of $21,700 creates a debt-to-earnings ratio of 0.47, meaning graduates would owe about half their first year's salary. That's manageable compared to many fields, but it's worth noting that peer programs in New York show wide variation: top performers like Cornell and RPI report math graduates earning $80,000-$87,000, nearly double these estimates.
The real question is whether Touro provides a different path to value that these estimates don't capture. Mathematics degrees often lead to careers in data science, actuarial work, or finance—fields where earnings accelerate significantly after entry-level positions. If this program successfully places graduates in those trajectories, the initial modest salary becomes less concerning. However, with 32% of students receiving Pell grants, families should weigh whether this estimated debt level—while not catastrophic—leaves enough runway for graduate school or professional certifications that many math careers require. The financial picture here isn't alarming, but it's distinctly middle-of-the-road for a competitive metro area where math talent commands premium pay.
Where Touro University Stands
Earnings vs. debt across all mathematics bachelors's programs nationally
Compare to Similar Programs in New York
Mathematics bachelors's programs at peer institutions in New York (83 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $21,810 | $45,880* | — | $21,697* | — | |
| $66,014 | $87,251* | $127,962 | $14,146* | 0.16 | |
| $61,884 | $80,196* | $100,012 | $24,250* | 0.30 | |
| $61,992 | $73,204* | — | $26,949* | 0.37 | |
| $60,438 | $58,481* | $90,277 | $19,500* | 0.33 | |
| $63,870 | $58,047* | $68,144 | $25,000* | 0.43 | |
| National Median | — | $48,772* | — | $21,500* | 0.44 |
Career Paths
Occupations commonly associated with mathematics graduates
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Data Scientists
Business Intelligence Analysts
Clinical Data Managers
Mathematicians
Statisticians
Biostatisticians
Mathematical Science Teachers, Postsecondary
Secondary School Teachers, Except Special and Career/Technical Education
Mathematical Science Occupations, All Other
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Touro University, approximately 32% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 22 similar programs in NY. Actual outcomes may vary.