Median Earnings (1yr)
$64,012
85th percentile (60th in MD)
Median Debt
$21,375
15% below national median
Debt-to-Earnings
0.33
Manageable
Sample Size
127
Adequate data

Analysis

Towson University's accounting program delivers a compelling combination that budget-conscious families should seriously consider: significantly above-average earnings paired with modest debt. With graduates earning $64,012 in their first year—nearly $10,000 more than the national median for accounting programs—this program punches well above its weight for a school with an 83% acceptance rate.

The debt picture reinforces this value story. At just over $21,000, graduates owe about $3,600 less than the national median, creating a debt-to-earnings ratio of 0.33 that most families would find manageable. This means graduates dedicate roughly four months of gross income to their educational debt—a reasonable investment for a credential that opens doors to solid middle-class earnings. The 11% salary growth to $70,862 by year four suggests stable career progression in Maryland's accounting market.

Within Maryland, Towson sits comfortably in the middle tier, trailing only the state's most selective institutions like UMD-College Park and Loyola. For families comparing options, Towson offers about 90% of the earning power of those top programs while maintaining broader accessibility. The robust sample size (100+ graduates tracked) means these aren't flukes—this is what typical graduates actually earn. For students who can gain admission to Maryland's elite programs, those might edge ahead slightly, but Towson represents the sweet spot of accessibility, affordability, and solid financial outcomes.

Where Towson University Stands

Earnings vs. debt across all accounting bachelors's programs nationally

Towson UniversityOther accounting programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Towson University graduates compare to all programs nationally

Towson University graduates earn $64k, placing them in the 85th percentile of all accounting bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Maryland

Accounting bachelors's programs at peer institutions in Maryland (17 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Towson University$64,012$70,862$21,3750.33
University of Maryland-College Park$69,821$84,592$15,0000.21
Loyola University Maryland$69,305$86,541$27,0000.39
Stevenson University$67,261$73,483$24,9220.37
McDaniel College$65,941$74,227$24,2100.37
Mount St. Mary's University$64,849$67,143$19,5000.30
National Median$53,694—$25,0000.47

Other Accounting Programs in Maryland

Compare tuition, earnings, and debt across Maryland schools

SchoolIn-State TuitionEarnings (1yr)Debt
University of Maryland-College Park
College Park
$11,505$69,821$15,000
Loyola University Maryland
Baltimore
$55,480$69,305$27,000
Stevenson University
Owings Mills
$39,708$67,261$24,922
McDaniel College
Westminster
$49,647$65,941$24,210
Mount St. Mary's University
Emmitsburg
$47,240$64,849$19,500

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Towson University, approximately 33% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 127 graduates with reported earnings and 136 graduates with debt data. Small samples may not be representative.