Analysis
Towson University's accounting program delivers a compelling combination that budget-conscious families should seriously consider: significantly above-average earnings paired with modest debt. With graduates earning $64,012 in their first year—nearly $10,000 more than the national median for accounting programs—this program punches well above its weight for a school with an 83% acceptance rate.
The debt picture reinforces this value story. At just over $21,000, graduates owe about $3,600 less than the national median, creating a debt-to-earnings ratio of 0.33 that most families would find manageable. This means graduates dedicate roughly four months of gross income to their educational debt—a reasonable investment for a credential that opens doors to solid middle-class earnings. The 11% salary growth to $70,862 by year four suggests stable career progression in Maryland's accounting market.
Within Maryland, Towson sits comfortably in the middle tier, trailing only the state's most selective institutions like UMD-College Park and Loyola. For families comparing options, Towson offers about 90% of the earning power of those top programs while maintaining broader accessibility. The robust sample size (100+ graduates tracked) means these aren't flukes—this is what typical graduates actually earn. For students who can gain admission to Maryland's elite programs, those might edge ahead slightly, but Towson represents the sweet spot of accessibility, affordability, and solid financial outcomes.
Where Towson University Stands
Earnings vs. debt across all accounting bachelors's programs nationally
Earnings Distribution
How Towson University graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| Towson University | $64,012 | $70,862 | +11% |
| Loyola University Maryland | $69,305 | $86,541 | +25% |
| University of Maryland-College Park | $69,821 | $84,592 | +21% |
| Salisbury University | $62,889 | $77,022 | +22% |
| McDaniel College | $65,941 | $74,227 | +13% |
Compare to Similar Programs in Maryland
Accounting bachelors's programs at peer institutions in Maryland (17 total in state)
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $11,306 | $64,012 | $70,862 | $21,375 | 0.33 | |
| $11,505 | $69,821 | $84,592 | $15,000 | 0.21 | |
| $55,480 | $69,305 | $86,541 | $27,000 | 0.39 | |
| $39,708 | $67,261 | $73,483 | $24,922 | 0.37 | |
| $49,647 | $65,941 | $74,227 | $24,210 | 0.37 | |
| $47,240 | $64,849 | $67,143 | $19,500 | 0.30 | |
| National Median | — | $53,694 | — | $25,000 | 0.47 |
Career Paths
Occupations commonly associated with accounting graduates
Financial Managers
Treasurers and Controllers
Investment Fund Managers
Financial and Investment Analysts
Financial Risk Specialists
Financial Examiners
Budget Analysts
Business Teachers, Postsecondary
Accountants and Auditors
Tax Examiners and Collectors, and Revenue Agents
Bookkeeping, Accounting, and Auditing Clerks
Payroll and Timekeeping Clerks
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Towson University, approximately 33% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 127 graduates with reported earnings and 136 graduates with debt data. Small samples may not be representative.