Median Earnings (1yr)
$64,012
85th percentile
60th percentile in Maryland
Median Debt
$21,375
15% below national median

Analysis

Towson University's accounting program delivers a compelling combination that budget-conscious families should seriously consider: significantly above-average earnings paired with modest debt. With graduates earning $64,012 in their first year—nearly $10,000 more than the national median for accounting programs—this program punches well above its weight for a school with an 83% acceptance rate.

The debt picture reinforces this value story. At just over $21,000, graduates owe about $3,600 less than the national median, creating a debt-to-earnings ratio of 0.33 that most families would find manageable. This means graduates dedicate roughly four months of gross income to their educational debt—a reasonable investment for a credential that opens doors to solid middle-class earnings. The 11% salary growth to $70,862 by year four suggests stable career progression in Maryland's accounting market.

Within Maryland, Towson sits comfortably in the middle tier, trailing only the state's most selective institutions like UMD-College Park and Loyola. For families comparing options, Towson offers about 90% of the earning power of those top programs while maintaining broader accessibility. The robust sample size (100+ graduates tracked) means these aren't flukes—this is what typical graduates actually earn. For students who can gain admission to Maryland's elite programs, those might edge ahead slightly, but Towson represents the sweet spot of accessibility, affordability, and solid financial outcomes.

Where Towson University Stands

Earnings vs. debt across all accounting bachelors's programs nationally

Earnings Distribution

How Towson University graduates compare to all programs nationally

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

School1 Year4 YearsGrowth
Towson University$64,012$70,862+11%
Loyola University Maryland$69,305$86,541+25%
University of Maryland-College Park$69,821$84,592+21%
Salisbury University$62,889$77,022+22%
McDaniel College$65,941$74,227+13%

Compare to Similar Programs in Maryland

Accounting bachelors's programs at peer institutions in Maryland (17 total in state)

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SchoolIn-State TuitionEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Towson UniversityTowson$11,306$64,012$70,862$21,3750.33
University of Maryland-College ParkCollege Park$11,505$69,821$84,592$15,0000.21
Loyola University MarylandBaltimore$55,480$69,305$86,541$27,0000.39
Stevenson UniversityOwings Mills$39,708$67,261$73,483$24,9220.37
McDaniel CollegeWestminster$49,647$65,941$74,227$24,2100.37
Mount St. Mary's UniversityEmmitsburg$47,240$64,849$67,143$19,5000.30
National Median$53,694$25,0000.47

Career Paths

Occupations commonly associated with accounting graduates

Financial Managers

Plan, direct, or coordinate accounting, investing, banking, insurance, securities, and other financial activities of a branch, office, or department of an establishment.

$161,700/yrJobs growth:Bachelor's degree

Treasurers and Controllers

Direct financial activities, such as planning, procurement, and investments for all or part of an organization.

$161,700/yrJobs growth:Bachelor's degree

Investment Fund Managers

Plan, direct, or coordinate investment strategy or operations for a large pool of liquid assets supplied by institutional investors or individual investors.

$161,700/yrJobs growth:Bachelor's degree

Financial and Investment Analysts

Conduct quantitative analyses of information involving investment programs or financial data of public or private institutions, including valuation of businesses.

$101,910/yrJobs growth:Bachelor's degree

Financial Risk Specialists

Analyze and measure exposure to credit and market risk threatening the assets, earning capacity, or economic state of an organization. May make recommendations to limit risk.

$101,910/yrJobs growth:Bachelor's degree

Financial Examiners

Enforce or ensure compliance with laws and regulations governing financial and securities institutions and financial and real estate transactions. May examine, verify, or authenticate records.

$90,400/yrJobs growth:Bachelor's degree

Budget Analysts

Examine budget estimates for completeness, accuracy, and conformance with procedures and regulations. Analyze budgeting and accounting reports.

$87,930/yrJobs growth:Bachelor's degree

Business Teachers, Postsecondary

Teach courses in business administration and management, such as accounting, finance, human resources, labor and industrial relations, marketing, and operations research. Includes both teachers primarily engaged in teaching and those who do a combination of teaching and research.

$83,980/yrJobs growth:

Accountants and Auditors

Examine, analyze, and interpret accounting records to prepare financial statements, give advice, or audit and evaluate statements prepared by others. Install or advise on systems of recording costs or other financial and budgetary data.

$81,680/yrJobs growth:Bachelor's degree

Tax Examiners and Collectors, and Revenue Agents

Determine tax liability or collect taxes from individuals or business firms according to prescribed laws and regulations.

$59,740/yrJobs growth:Bachelor's degree

Bookkeeping, Accounting, and Auditing Clerks

Compute, classify, and record numerical data to keep financial records complete. Perform any combination of routine calculating, posting, and verifying duties to obtain primary financial data for use in maintaining accounting records. May also check the accuracy of figures, calculations, and postings pertaining to business transactions recorded by other workers.

$49,210/yrJobs growth:Some college, no degree

Payroll and Timekeeping Clerks

Compile and record employee time and payroll data. May compute employees' time worked, production, and commission. May compute and post wages and deductions, or prepare paychecks.

$48,650/yrJobs growth:High school diploma or equivalent
About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Towson University, approximately 33% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 127 graduates with reported earnings and 136 graduates with debt data. Small samples may not be representative.