Median Earnings (1yr)
$53,171
29th percentile (25th in MD)
Median Debt
$20,562
18% below national median
Debt-to-Earnings
0.39
Manageable
Sample Size
196
Adequate data

Analysis

Towson's Computer Science program starts graduates at $53,171—about $10,000 below Maryland's median for this degree and in the 25th percentile statewide. That's a meaningful gap in a state with strong tech markets, particularly when nearby University of Maryland Global Campus places graduates earning $75,619 and even Morgan State hits $66,950 right out of the gate.

The program's saving grace is momentum: earnings jump 40% by year four to $74,174, catching up to competitive levels. Combined with below-average debt of $20,562, the math eventually works—you're borrowing less than half a year's starting salary. But that first-year shortfall matters. In tech, your entry-level salary often sets your trajectory for raises and future job offers, and starting $8,000 behind the national median ($61,322) means potentially leaving significant money on the table long-term.

For Maryland families, this is a budget-friendly path to a CS degree, especially compared to Johns Hopkins or private alternatives. But if your child is competitive academically (Towson admits 83% of applicants), they might secure stronger initial earning power at Maryland's higher-ranked public programs without dramatically increasing debt. The degree works financially, but it's worth comparing offers carefully—that starting salary gap isn't trivial in this field.

Where Towson University Stands

Earnings vs. debt across all computer and information sciences bachelors's programs nationally

Towson UniversityOther computer and information sciences programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Towson University graduates compare to all programs nationally

Towson University graduates earn $53k, placing them in the 29th percentile of all computer and information sciences bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Maryland

Computer and Information Sciences bachelors's programs at peer institutions in Maryland (18 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Towson University$53,171$74,174$20,5620.39
Johns Hopkins University$109,514$140,666$12,7500.12
University of Maryland Global Campus$75,619$90,449$22,0000.29
St. Mary's College of Maryland$72,926$76,653$22,0000.30
Strayer University-Maryland$67,315$77,481$50,7370.75
Morgan State University$66,950$61,726——
National Median$61,322—$25,0000.41

Other Computer and Information Sciences Programs in Maryland

Compare tuition, earnings, and debt across Maryland schools

SchoolIn-State TuitionEarnings (1yr)Debt
Johns Hopkins University
Baltimore
$63,340$109,514$12,750
University of Maryland Global Campus
Adelphi
$7,992$75,619$22,000
St. Mary's College of Maryland
St. Mary's City
$15,236$72,926$22,000
Strayer University-Maryland
Suitland
$13,920$67,315$50,737
Morgan State University
Baltimore
$8,118$66,950—

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Towson University, approximately 33% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 196 graduates with reported earnings and 190 graduates with debt data. Small samples may not be representative.