Analysis
Towson's mathematics graduates start at $56,443—above the national median but exactly matching Maryland's middle-of-the-pack performance for math programs. With $25,000 in debt (significantly higher than the $19,500 Maryland median), this creates a less favorable debt-to-earnings ratio than students might find elsewhere in the state. While earnings grow solidly to $73,315 by year four, that premium debt load means you're paying more upfront than at comparable Maryland programs without gaining the salary advantage you'd see at top-tier options like UMD-College Park or Hopkins.
The numbers suggest decent outcomes—earning in the 78th percentile nationally is respectable—but the state comparison reveals the challenge. When you're paying 28% more in debt than the typical Maryland math graduate while earning the same starting salary, the value calculation shifts. For an accessible state school with an 83% admission rate, that debt premium is harder to justify, especially when nearby UMBC delivers similar first-year earnings with presumably lower in-state costs.
If your child is already Maryland-based and leaning toward Towson for other reasons (location, campus culture, specific program features), these outcomes won't derail their career. But purely on mathematics ROI, this isn't Maryland's strongest play. Consider whether in-state tuition at UMD-College Park or UMBC might deliver better value, or whether Towson's other strengths make that extra $5,500 in debt worthwhile.
Where Towson University Stands
Earnings vs. debt across all mathematics bachelors's programs nationally
Earnings Distribution
How Towson University graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| Towson University | $56,443 | $73,315 | +30% |
| Johns Hopkins University | $83,171 | $117,066 | +41% |
| University of Maryland-College Park | $79,129 | $91,552 | +16% |
| University of Maryland-Baltimore County | $54,362 | $74,668 | +37% |
| Salisbury University | $49,125 | $61,089 | +24% |
Compare to Similar Programs in Maryland
Mathematics bachelors's programs at peer institutions in Maryland (19 total in state)
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $11,306 | $56,443 | $73,315 | $25,000 | 0.44 | |
| $63,340 | $83,171 | $117,066 | $10,859 | 0.13 | |
| $11,505 | $79,129 | $91,552 | $19,500 | 0.25 | |
| $12,952 | $54,362 | $74,668 | $16,875 | 0.31 | |
| $10,638 | $49,125 | $61,089 | $23,250 | 0.47 | |
| National Median | — | $48,772 | — | $21,500 | 0.44 |
Career Paths
Occupations commonly associated with mathematics graduates
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Data Scientists
Business Intelligence Analysts
Clinical Data Managers
Mathematicians
Statisticians
Biostatisticians
Mathematical Science Teachers, Postsecondary
Secondary School Teachers, Except Special and Career/Technical Education
Mathematical Science Occupations, All Other
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Towson University, approximately 33% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 46 graduates with reported earnings and 48 graduates with debt data. Small samples may not be representative.