Median Earnings (1yr)
$56,443
78th percentile
60th percentile in Maryland
Median Debt
$25,000
16% above national median

Analysis

Towson's mathematics graduates start at $56,443—above the national median but exactly matching Maryland's middle-of-the-pack performance for math programs. With $25,000 in debt (significantly higher than the $19,500 Maryland median), this creates a less favorable debt-to-earnings ratio than students might find elsewhere in the state. While earnings grow solidly to $73,315 by year four, that premium debt load means you're paying more upfront than at comparable Maryland programs without gaining the salary advantage you'd see at top-tier options like UMD-College Park or Hopkins.

The numbers suggest decent outcomes—earning in the 78th percentile nationally is respectable—but the state comparison reveals the challenge. When you're paying 28% more in debt than the typical Maryland math graduate while earning the same starting salary, the value calculation shifts. For an accessible state school with an 83% admission rate, that debt premium is harder to justify, especially when nearby UMBC delivers similar first-year earnings with presumably lower in-state costs.

If your child is already Maryland-based and leaning toward Towson for other reasons (location, campus culture, specific program features), these outcomes won't derail their career. But purely on mathematics ROI, this isn't Maryland's strongest play. Consider whether in-state tuition at UMD-College Park or UMBC might deliver better value, or whether Towson's other strengths make that extra $5,500 in debt worthwhile.

Where Towson University Stands

Earnings vs. debt across all mathematics bachelors's programs nationally

Earnings Distribution

How Towson University graduates compare to all programs nationally

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

School1 Year4 YearsGrowth
Towson University$56,443$73,315+30%
Johns Hopkins University$83,171$117,066+41%
University of Maryland-College Park$79,129$91,552+16%
University of Maryland-Baltimore County$54,362$74,668+37%
Salisbury University$49,125$61,089+24%

Compare to Similar Programs in Maryland

Mathematics bachelors's programs at peer institutions in Maryland (19 total in state)

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SchoolIn-State TuitionEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Towson UniversityTowson$11,306$56,443$73,315$25,0000.44
Johns Hopkins UniversityBaltimore$63,340$83,171$117,066$10,8590.13
University of Maryland-College ParkCollege Park$11,505$79,129$91,552$19,5000.25
University of Maryland-Baltimore CountyBaltimore$12,952$54,362$74,668$16,8750.31
Salisbury UniversitySalisbury$10,638$49,125$61,089$23,2500.47
National Median$48,772$21,5000.44

Career Paths

Occupations commonly associated with mathematics graduates

Natural Sciences Managers

Plan, direct, or coordinate activities in such fields as life sciences, physical sciences, mathematics, statistics, and research and development in these fields.

$161,180/yrJobs growth:Bachelor's degree

Clinical Research Coordinators

Plan, direct, or coordinate clinical research projects. Direct the activities of workers engaged in clinical research projects to ensure compliance with protocols and overall clinical objectives. May evaluate and analyze clinical data.

$161,180/yrJobs growth:Bachelor's degree

Water Resource Specialists

Design or implement programs and strategies related to water resource issues such as supply, quality, and regulatory compliance issues.

$161,180/yrJobs growth:Bachelor's degree

Data Scientists

Develop and implement a set of techniques or analytics applications to transform raw data into meaningful information using data-oriented programming languages and visualization software. Apply data mining, data modeling, natural language processing, and machine learning to extract and analyze information from large structured and unstructured datasets. Visualize, interpret, and report data findings. May create dynamic data reports.

$112,590/yrJobs growth:Bachelor's degree

Business Intelligence Analysts

Produce financial and market intelligence by querying data repositories and generating periodic reports. Devise methods for identifying data patterns and trends in available information sources.

$112,590/yrJobs growth:Bachelor's degree

Clinical Data Managers

Apply knowledge of health care and database management to analyze clinical data, and to identify and report trends.

$112,590/yrJobs growth:Bachelor's degree

Mathematicians

Conduct research in fundamental mathematics or in application of mathematical techniques to science, management, and other fields. Solve problems in various fields using mathematical methods.

$104,350/yrJobs growth:Master's degree

Statisticians

Develop or apply mathematical or statistical theory and methods to collect, organize, interpret, and summarize numerical data to provide usable information. May specialize in fields such as biostatistics, agricultural statistics, business statistics, or economic statistics. Includes mathematical and survey statisticians.

$104,350/yrJobs growth:Master's degree

Biostatisticians

Develop and apply biostatistical theory and methods to the study of life sciences.

$104,350/yrJobs growth:Master's degree

Mathematical Science Teachers, Postsecondary

Teach courses pertaining to mathematical concepts, statistics, and actuarial science and to the application of original and standardized mathematical techniques in solving specific problems and situations. Includes both teachers primarily engaged in teaching and those who do a combination of teaching and research.

$83,980/yrJobs growth:

Secondary School Teachers, Except Special and Career/Technical Education

Teach one or more subjects to students at the secondary school level.

$64,580/yrJobs growth:Bachelor's degree

Mathematical Science Occupations, All Other

All mathematical scientists not listed separately.

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Towson University, approximately 33% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 46 graduates with reported earnings and 48 graduates with debt data. Small samples may not be representative.