Median Earnings (1yr)
$56,443
78th percentile (60th in MD)
Median Debt
$25,000
16% above national median
Debt-to-Earnings
0.44
Manageable
Sample Size
46
Adequate data

Analysis

Towson's mathematics graduates start at $56,443—above the national median but exactly matching Maryland's middle-of-the-pack performance for math programs. With $25,000 in debt (significantly higher than the $19,500 Maryland median), this creates a less favorable debt-to-earnings ratio than students might find elsewhere in the state. While earnings grow solidly to $73,315 by year four, that premium debt load means you're paying more upfront than at comparable Maryland programs without gaining the salary advantage you'd see at top-tier options like UMD-College Park or Hopkins.

The numbers suggest decent outcomes—earning in the 78th percentile nationally is respectable—but the state comparison reveals the challenge. When you're paying 28% more in debt than the typical Maryland math graduate while earning the same starting salary, the value calculation shifts. For an accessible state school with an 83% admission rate, that debt premium is harder to justify, especially when nearby UMBC delivers similar first-year earnings with presumably lower in-state costs.

If your child is already Maryland-based and leaning toward Towson for other reasons (location, campus culture, specific program features), these outcomes won't derail their career. But purely on mathematics ROI, this isn't Maryland's strongest play. Consider whether in-state tuition at UMD-College Park or UMBC might deliver better value, or whether Towson's other strengths make that extra $5,500 in debt worthwhile.

Where Towson University Stands

Earnings vs. debt across all mathematics bachelors's programs nationally

Towson UniversityOther mathematics programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Towson University graduates compare to all programs nationally

Towson University graduates earn $56k, placing them in the 78th percentile of all mathematics bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Maryland

Mathematics bachelors's programs at peer institutions in Maryland (19 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Towson University$56,443$73,315$25,0000.44
Johns Hopkins University$83,171$117,066$10,8590.13
University of Maryland-College Park$79,129$91,552$19,5000.25
University of Maryland-Baltimore County$54,362$74,668$16,8750.31
Salisbury University$49,125$61,089$23,2500.47
National Median$48,772—$21,5000.44

Other Mathematics Programs in Maryland

Compare tuition, earnings, and debt across Maryland schools

SchoolIn-State TuitionEarnings (1yr)Debt
Johns Hopkins University
Baltimore
$63,340$83,171$10,859
University of Maryland-College Park
College Park
$11,505$79,129$19,500
University of Maryland-Baltimore County
Baltimore
$12,952$54,362$16,875
Salisbury University
Salisbury
$10,638$49,125$23,250

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Towson University, approximately 33% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 46 graduates with reported earnings and 48 graduates with debt data. Small samples may not be representative.