Analysis
UMD's math program launches graduates into the top tier of earnings, with first-year median income of $79,129—62% above the national average for math majors and ranking in the 95th percentile nationwide. Within Maryland, only Johns Hopkins produces higher-earning math graduates, and UMD's median sits 40% above the state average. At $19,500 in debt—yielding a 0.25 debt-to-earnings ratio—graduates owe less than three months of their first year's salary.
The earnings trajectory looks solid, climbing to $91,552 by year four (16% growth), which suggests graduates are finding strong career progression in fields like data science, actuarial work, or tech. That $79K starting salary puts these graduates well ahead of most humanities and social science majors from day one, making the relatively modest debt load easy to manage. The moderate sample size means these numbers reflect real outcomes, not outliers.
For parents worried about math being "too theoretical," this data tells a different story. UMD's combination of rigorous academics (1463 average SAT) and proximity to Washington-Baltimore employers translates into immediate market value. Unless your child has admission to Johns Hopkins, this is likely the best mathematics ROI in Maryland—and one of the best nationally.
Where University of Maryland-College Park Stands
Earnings vs. debt across all mathematics bachelors's programs nationally
Earnings Distribution
How University of Maryland-College Park graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| University of Maryland-College Park | $79,129 | $91,552 | +16% |
| Johns Hopkins University | $83,171 | $117,066 | +41% |
| University of Maryland-Baltimore County | $54,362 | $74,668 | +37% |
| Towson University | $56,443 | $73,315 | +30% |
| Salisbury University | $49,125 | $61,089 | +24% |
Compare to Similar Programs in Maryland
Mathematics bachelors's programs at peer institutions in Maryland (19 total in state)
Scroll to see more →
| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $11,505 | $79,129 | $91,552 | $19,500 | 0.25 | |
| $63,340 | $83,171 | $117,066 | $10,859 | 0.13 | |
| $11,306 | $56,443 | $73,315 | $25,000 | 0.44 | |
| $12,952 | $54,362 | $74,668 | $16,875 | 0.31 | |
| $10,638 | $49,125 | $61,089 | $23,250 | 0.47 | |
| National Median | — | $48,772 | — | $21,500 | 0.44 |
Career Paths
Occupations commonly associated with mathematics graduates
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Data Scientists
Business Intelligence Analysts
Clinical Data Managers
Mathematicians
Statisticians
Biostatisticians
Mathematical Science Teachers, Postsecondary
Secondary School Teachers, Except Special and Career/Technical Education
Mathematical Science Occupations, All Other
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Maryland-College Park, approximately 19% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 89 graduates with reported earnings and 96 graduates with debt data. Small samples may not be representative.