Mathematics at University of Maryland-College Park
Bachelor's Degree
Analysis
UMD's math program launches graduates into the top tier of earnings, with first-year median income of $79,129—62% above the national average for math majors and ranking in the 95th percentile nationwide. Within Maryland, only Johns Hopkins produces higher-earning math graduates, and UMD's median sits 40% above the state average. At $19,500 in debt—yielding a 0.25 debt-to-earnings ratio—graduates owe less than three months of their first year's salary.
The earnings trajectory looks solid, climbing to $91,552 by year four (16% growth), which suggests graduates are finding strong career progression in fields like data science, actuarial work, or tech. That $79K starting salary puts these graduates well ahead of most humanities and social science majors from day one, making the relatively modest debt load easy to manage. The moderate sample size means these numbers reflect real outcomes, not outliers.
For parents worried about math being "too theoretical," this data tells a different story. UMD's combination of rigorous academics (1463 average SAT) and proximity to Washington-Baltimore employers translates into immediate market value. Unless your child has admission to Johns Hopkins, this is likely the best mathematics ROI in Maryland—and one of the best nationally.
Where University of Maryland-College Park Stands
Earnings vs. debt across all mathematics bachelors's programs nationally
Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.
Earnings Distribution
How University of Maryland-College Park graduates compare to all programs nationally
University of Maryland-College Park graduates earn $79k, placing them in the 95th percentile of all mathematics bachelors programs nationally.
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.
Compare to Similar Programs in Maryland
Mathematics bachelors's programs at peer institutions in Maryland (19 total in state)
| School | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|
| University of Maryland-College Park | $79,129 | $91,552 | $19,500 | 0.25 |
| Johns Hopkins University | $83,171 | $117,066 | $10,859 | 0.13 |
| Towson University | $56,443 | $73,315 | $25,000 | 0.44 |
| University of Maryland-Baltimore County | $54,362 | $74,668 | $16,875 | 0.31 |
| Salisbury University | $49,125 | $61,089 | $23,250 | 0.47 |
| National Median | $48,772 | — | $21,500 | 0.44 |
Other Mathematics Programs in Maryland
Compare tuition, earnings, and debt across Maryland schools
| School | In-State Tuition | Earnings (1yr) | Debt |
|---|---|---|---|
| Johns Hopkins University Baltimore | $63,340 | $83,171 | $10,859 |
| Towson University Towson | $11,306 | $56,443 | $25,000 |
| University of Maryland-Baltimore County Baltimore | $12,952 | $54,362 | $16,875 |
| Salisbury University Salisbury | $10,638 | $49,125 | $23,250 |
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Maryland-College Park, approximately 19% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 89 graduates with reported earnings and 96 graduates with debt data. Small samples may not be representative.