Median Earnings (1yr)
$79,129
95th percentile
80th percentile in Maryland
Median Debt
$19,500
9% below national median

Analysis

UMD's math program launches graduates into the top tier of earnings, with first-year median income of $79,129—62% above the national average for math majors and ranking in the 95th percentile nationwide. Within Maryland, only Johns Hopkins produces higher-earning math graduates, and UMD's median sits 40% above the state average. At $19,500 in debt—yielding a 0.25 debt-to-earnings ratio—graduates owe less than three months of their first year's salary.

The earnings trajectory looks solid, climbing to $91,552 by year four (16% growth), which suggests graduates are finding strong career progression in fields like data science, actuarial work, or tech. That $79K starting salary puts these graduates well ahead of most humanities and social science majors from day one, making the relatively modest debt load easy to manage. The moderate sample size means these numbers reflect real outcomes, not outliers.

For parents worried about math being "too theoretical," this data tells a different story. UMD's combination of rigorous academics (1463 average SAT) and proximity to Washington-Baltimore employers translates into immediate market value. Unless your child has admission to Johns Hopkins, this is likely the best mathematics ROI in Maryland—and one of the best nationally.

Where University of Maryland-College Park Stands

Earnings vs. debt across all mathematics bachelors's programs nationally

Earnings Distribution

How University of Maryland-College Park graduates compare to all programs nationally

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

School1 Year4 YearsGrowth
University of Maryland-College Park$79,129$91,552+16%
Johns Hopkins University$83,171$117,066+41%
University of Maryland-Baltimore County$54,362$74,668+37%
Towson University$56,443$73,315+30%
Salisbury University$49,125$61,089+24%

Compare to Similar Programs in Maryland

Mathematics bachelors's programs at peer institutions in Maryland (19 total in state)

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SchoolIn-State TuitionEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
University of Maryland-College ParkCollege Park$11,505$79,129$91,552$19,5000.25
Johns Hopkins UniversityBaltimore$63,340$83,171$117,066$10,8590.13
Towson UniversityTowson$11,306$56,443$73,315$25,0000.44
University of Maryland-Baltimore CountyBaltimore$12,952$54,362$74,668$16,8750.31
Salisbury UniversitySalisbury$10,638$49,125$61,089$23,2500.47
National Median$48,772$21,5000.44

Career Paths

Occupations commonly associated with mathematics graduates

Natural Sciences Managers

Plan, direct, or coordinate activities in such fields as life sciences, physical sciences, mathematics, statistics, and research and development in these fields.

$161,180/yrJobs growth:Bachelor's degree

Clinical Research Coordinators

Plan, direct, or coordinate clinical research projects. Direct the activities of workers engaged in clinical research projects to ensure compliance with protocols and overall clinical objectives. May evaluate and analyze clinical data.

$161,180/yrJobs growth:Bachelor's degree

Water Resource Specialists

Design or implement programs and strategies related to water resource issues such as supply, quality, and regulatory compliance issues.

$161,180/yrJobs growth:Bachelor's degree

Data Scientists

Develop and implement a set of techniques or analytics applications to transform raw data into meaningful information using data-oriented programming languages and visualization software. Apply data mining, data modeling, natural language processing, and machine learning to extract and analyze information from large structured and unstructured datasets. Visualize, interpret, and report data findings. May create dynamic data reports.

$112,590/yrJobs growth:Bachelor's degree

Business Intelligence Analysts

Produce financial and market intelligence by querying data repositories and generating periodic reports. Devise methods for identifying data patterns and trends in available information sources.

$112,590/yrJobs growth:Bachelor's degree

Clinical Data Managers

Apply knowledge of health care and database management to analyze clinical data, and to identify and report trends.

$112,590/yrJobs growth:Bachelor's degree

Mathematicians

Conduct research in fundamental mathematics or in application of mathematical techniques to science, management, and other fields. Solve problems in various fields using mathematical methods.

$104,350/yrJobs growth:Master's degree

Statisticians

Develop or apply mathematical or statistical theory and methods to collect, organize, interpret, and summarize numerical data to provide usable information. May specialize in fields such as biostatistics, agricultural statistics, business statistics, or economic statistics. Includes mathematical and survey statisticians.

$104,350/yrJobs growth:Master's degree

Biostatisticians

Develop and apply biostatistical theory and methods to the study of life sciences.

$104,350/yrJobs growth:Master's degree

Mathematical Science Teachers, Postsecondary

Teach courses pertaining to mathematical concepts, statistics, and actuarial science and to the application of original and standardized mathematical techniques in solving specific problems and situations. Includes both teachers primarily engaged in teaching and those who do a combination of teaching and research.

$83,980/yrJobs growth:

Secondary School Teachers, Except Special and Career/Technical Education

Teach one or more subjects to students at the secondary school level.

$64,580/yrJobs growth:Bachelor's degree

Mathematical Science Occupations, All Other

All mathematical scientists not listed separately.

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Maryland-College Park, approximately 19% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 89 graduates with reported earnings and 96 graduates with debt data. Small samples may not be representative.