Special Education and Teaching at Towson University
Bachelor's Degree
Analysis
Towson's Special Education program punches well above its weight nationally, placing graduates in the 95th percentile for earnings—nearly $10,000 above the typical program in this field. More impressively, these graduates carry just $19,750 in debt compared to the national median of $26,717, creating a debt-to-earnings ratio of 0.37 that's among the best you'll find in education programs.
The catch is that within Maryland, this isn't quite the standout it appears nationally—Towson sits at the state median for both earnings and debt. But that's largely because Maryland pays special education teachers well across the board. The state's higher cost of living and robust education funding means your child will be competing in a better-compensated market than most special education teachers nationwide. The slight earnings dip between years one and four (about $800) is typical in teaching, where salaries often plateau early until advanced degrees or additional credentials kick in.
With an 83% admission rate and manageable debt load, this represents an accessible path into a high-demand field. Your child will graduate with strong earning potential from day one and minimal financial burden—a combination that's increasingly rare in education programs. The lack of earnings growth deserves attention if your child plans to stay in classroom teaching, but the low debt means career pivots remain affordable if needed.
Where Towson University Stands
Earnings vs. debt across all special education and teaching bachelors's programs nationally
Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.
Earnings Distribution
How Towson University graduates compare to all programs nationally
Towson University graduates earn $53k, placing them in the 95th percentile of all special education and teaching bachelors programs nationally.
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.
Compare to Similar Programs in Maryland
Special Education and Teaching bachelors's programs at peer institutions in Maryland (6 total in state)
| School | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|
| Towson University | $53,331 | $52,508 | $19,750 | 0.37 |
| National Median | $44,139 | — | $26,717 | 0.61 |
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Towson University, approximately 33% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 138 graduates with reported earnings and 128 graduates with debt data. Small samples may not be representative.