Analysis
A debt-to-earnings ratio of 0.32 suggests manageable finances, though the picture here is built entirely on estimates from peer programs nationally. With nearly half of students receiving Pell grants, Treasure Valley serves a population where even moderate debt matters, and $12,000 borrowed against first-year earnings around $37,400 represents roughly four months of income—a threshold many financial advisors consider reasonable for an associate's degree.
The challenge is that agricultural business careers often reward local knowledge and networks more than credentials alone, and eastern Oregon's economy differs substantially from the national averages these estimates reflect. The region's focus on cattle ranching, irrigated crops, and dairy operations may offer different earning trajectories than programs in more diversified agricultural markets. National medians for this field show relatively tight clustering—the 75th percentile sits just $4,000 above the median—suggesting the career path itself has limited variation rather than this being a standout program.
For families committed to agriculture in Oregon's Treasure Valley region, this program offers an affordable entry point if your child already has farming connections or family land. The estimated debt burden won't preclude other life choices. But if the goal is maximizing earning potential through education alone, recognize that these figures represent what's typical nationally for ag business associates, not what Treasure Valley's specific graduates achieve in this distinctive agricultural market.
Where Treasure Valley Community College Stands
Earnings vs. debt across all agricultural business and management associates's programs nationally
Compare to Similar Programs Nationally
Agricultural Business and Management associates's programs at top institutions nationally
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $6,210 | $37,423* | — | $11,978* | — | |
| $5,928 | $48,646* | $43,988 | $11,956* | 0.25 | |
| $6,308 | $47,472* | $42,239 | —* | — | |
| $3,540 | $42,642* | $40,002 | $10,748* | 0.25 | |
| $8,895 | $41,966* | $43,018 | $12,750* | 0.30 | |
| $6,718 | $41,340* | $44,958 | $12,000* | 0.29 | |
| National Median | — | $37,423* | — | $12,000* | 0.32 |
Career Paths
Occupations commonly associated with agricultural business and management graduates
Economists
Environmental Economists
Farmers, Ranchers, and Other Agricultural Managers
Agricultural Sciences Teachers, Postsecondary
Economics Teachers, Postsecondary
Sales Representatives, Wholesale and Manufacturing, Except Technical and Scientific Products
Computer User Support Specialists
Buyers and Purchasing Agents, Farm Products
Farm and Home Management Educators
First-Line Supervisors of Office and Administrative Support Workers
First-Line Supervisors of Farming, Fishing, and Forestry Workers
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Treasure Valley Community College, approximately 44% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 16 similar programs. Actual outcomes may vary.