Computer/Information Technology Administration and Management at Trevecca Nazarene University

A debt load of $27,000 for a technology bachelor's degree—based on similar private institutions nationally—sets up a manageable financial picture if the earnings estimates hold true. Programs like this across the country typically produce first-year earnings around $58,000, which would put monthly loan payments at roughly 7% of gross income under standard repayment. That's well within the reasonable range for educational debt, especially in a field where salaries tend to grow with experience.

The challenge here is uncertainty. With only six schools offering this program in Tennessee and no reported outcomes data from any of them, we're working entirely from national patterns. Nashville's strong tech sector could push outcomes higher than the national average, but Trevecca's smaller size and lower admission selectivity might work in the opposite direction. The 30% Pell grant rate suggests a significant portion of students come from modest financial backgrounds, which makes the debt number particularly important—there's less family cushion if the job search takes time.

What matters most is verification before committing. Talk directly with Trevecca's career services about where recent graduates actually landed jobs and what they're earning. Ask for LinkedIn profiles of alumni from this specific program. The estimated numbers suggest a workable investment, but you need real outcomes from this school to be confident you're not overpaying for credentials that won't compete well in Nashville's job market.