Median Earnings (1yr)
$30,170
39th percentile
60th percentile in Tennessee
Median Debt
$28,500
12% above national median

Analysis

Tusculum's psychology program outperforms most Tennessee competitors despite modest absolute earnings—graduates land in the 60th percentile statewide, ahead of institutions like Middle Tennessee State and just behind private schools with far higher tuition. Starting at $30,170, earnings grow 19% to nearly $36,000 by year four, a solid trajectory that places graduates within striking distance of programs at Rhodes and Vanderbilt. The debt picture reinforces this program's value: at $28,500, it's higher than the state median but sits in the 10th percentile nationally, meaning 90% of psychology programs nationwide saddle students with more debt for similar or worse outcomes.

The caveat matters here—with fewer than 30 graduates in this cohort, these numbers could shift significantly with a larger sample. That said, serving a student body where 45% receive Pell grants, Tusculum appears to deliver accessible education that translates into middle-tier outcomes within Tennessee's psychology landscape.

For families weighing options, this program offers a practical path: manageable debt paired with earnings that exceed most in-state alternatives. The year-one debt-to-earnings ratio of 0.94 suggests graduates can realistically tackle their loans, and the upward earnings trajectory indicates improving financial stability. If your child is committed to psychology and considering Tennessee schools, Tusculum represents solid value—just understand the small sample size means you're working with limited data.

Where Tusculum University Stands

Earnings vs. debt across all psychology bachelors's programs nationally

Earnings Distribution

How Tusculum University graduates compare to all programs nationally

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

School1 Year4 YearsGrowth
Tusculum University$30,170$35,851+19%
Vanderbilt University$36,716$54,652+49%
Rhodes College$37,563$53,414+42%
The University of the South$35,379$45,835+30%
The University of Tennessee-Chattanooga$30,984$39,041+26%

Compare to Similar Programs in Tennessee

Psychology bachelors's programs at peer institutions in Tennessee (34 total in state)

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SchoolIn-State TuitionEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Tusculum UniversityGreeneville$28,500$30,170$35,851$28,5000.94
Rhodes CollegeMemphis$54,892$37,563$53,414$24,5890.65
Trevecca Nazarene UniversityNashville$29,790$37,019$21,3750.58
Vanderbilt UniversityNashville$63,946$36,716$54,652$11,2090.31
The University of the SouthSewanee$53,698$35,379$45,835$17,1480.48
Middle Tennessee State UniversityMurfreesboro$9,506$32,433$35,287$22,0000.68
National Median$31,482$25,5000.81

Career Paths

Occupations commonly associated with psychology graduates

Industrial-Organizational Psychologists

Apply principles of psychology to human resources, administration, management, sales, and marketing problems. Activities may include policy planning; employee testing and selection, training, and development; and organizational development and analysis. May work with management to organize the work setting to improve worker productivity.

$94,310/yrJobs growth:

Clinical and Counseling Psychologists

Assess, diagnose, and treat mental and emotional disorders of individuals through observation, interview, and psychological tests. Help individuals with distress or maladjustment understand their problems through their knowledge of case history, interviews with patients, and theory. Provide individual or group counseling services to assist individuals in achieving more effective personal, social, educational, and vocational development and adjustment. May design behavior modification programs and consult with medical personnel regarding the best treatment for patients.

$94,310/yrJobs growth:

Psychologists, All Other

All psychologists not listed separately.

$94,310/yrJobs growth:

Neuropsychologists

Apply theories and principles of neuropsychology to evaluate and diagnose disorders of higher cerebral functioning, often in research and medical settings. Study the human brain and the effect of physiological states on human cognition and behavior. May formulate and administer programs of treatment.

$94,310/yrJobs growth:

Clinical Neuropsychologists

Assess and diagnose patients with neurobehavioral problems related to acquired or developmental disorders of the nervous system, such as neurodegenerative disorders, traumatic brain injury, seizure disorders, and learning disabilities. Recommend treatment after diagnosis, such as therapy, medication, or surgery. Assist with evaluation before and after neurosurgical procedures, such as deep brain stimulation.

$94,310/yrJobs growth:

Psychology Teachers, Postsecondary

Teach courses in psychology, such as child, clinical, and developmental psychology, and psychological counseling. Includes both teachers primarily engaged in teaching and those who do a combination of teaching and research.

$83,980/yrJobs growth:

Managers, All Other

All managers not listed separately.

Loss Prevention Managers

Plan and direct policies, procedures, or systems to prevent the loss of assets. Determine risk exposure or potential liability, and develop risk control measures.

Social Science Research Assistants

Assist social scientists in laboratory, survey, and other social science research. May help prepare findings for publication and assist in laboratory analysis, quality control, or data management.

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Tusculum University, approximately 45% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 22 graduates with reported earnings and 42 graduates with debt data. Small samples may not be representative.