Est. Earnings (1yr)
$45,880
Est. from NY median (22 programs)
Est. Median Debt
$21,697
Est. from NY median (11 programs)

Analysis

Union College's selective mathematics program—drawing students with SAT scores averaging 1410—appears to produce outcomes that trail well behind peer institutions in New York. While comparable math programs across the state suggest first-year earnings around $46,000 against debt near $22,000, the gap between Union and other selective schools is stark. Cornell grads in mathematics earn $87,000 their first year, while even St. Lawrence—another liberal arts college—shows $58,000. That's a $12,000-$41,000 difference that compounds over a career.

The debt-to-earnings ratio of 0.47 is reasonable on paper—you'd owe less than half your first year's salary. But context matters: Union admits students in the top quartile nationally, yet their mathematics program yields earnings below the national median of $48,772. For families paying selective college prices (only 13% receive Pell grants, suggesting limited financial aid), you're essentially getting mid-tier outcomes despite top-tier inputs.

The bottom line: Union's small program size means we're working with estimates, but those estimates suggest you could do considerably better elsewhere in New York if mathematics is the goal. Unless Union offers specific advantages—tight-knit community, particular faculty, or opportunities beyond the classroom—families should closely compare net costs against what RPI, NYU, or Fordham graduates are actually earning.

Where Union College Stands

Earnings vs. debt across all mathematics bachelors's programs nationally

Compare to Similar Programs in New York

Mathematics bachelors's programs at peer institutions in New York (83 total in state)

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SchoolIn-State TuitionEarnings (1yr)*Earnings (4yr)Median Debt*Debt/Earnings
Union CollegeSchenectady$66,456$45,880*—$21,697*—
Cornell UniversityIthaca$66,014$87,251*$127,962$14,146*0.16
Rensselaer Polytechnic InstituteTroy$61,884$80,196*$100,012$24,250*0.30
Fordham UniversityBronx$61,992$73,204*—$26,949*0.37
New York UniversityNew York$60,438$58,481*$90,277$19,500*0.33
St Lawrence UniversityCanton$63,870$58,047*$68,144$25,000*0.43
National Median—$48,772*—$21,500*0.44
* Estimated from similar programs

Career Paths

Occupations commonly associated with mathematics graduates

Natural Sciences Managers

Plan, direct, or coordinate activities in such fields as life sciences, physical sciences, mathematics, statistics, and research and development in these fields.

$161,180/yrJobs growth:Bachelor's degree

Clinical Research Coordinators

Plan, direct, or coordinate clinical research projects. Direct the activities of workers engaged in clinical research projects to ensure compliance with protocols and overall clinical objectives. May evaluate and analyze clinical data.

$161,180/yrJobs growth:Bachelor's degree

Water Resource Specialists

Design or implement programs and strategies related to water resource issues such as supply, quality, and regulatory compliance issues.

$161,180/yrJobs growth:Bachelor's degree

Data Scientists

Develop and implement a set of techniques or analytics applications to transform raw data into meaningful information using data-oriented programming languages and visualization software. Apply data mining, data modeling, natural language processing, and machine learning to extract and analyze information from large structured and unstructured datasets. Visualize, interpret, and report data findings. May create dynamic data reports.

$112,590/yrJobs growth:Bachelor's degree

Business Intelligence Analysts

Produce financial and market intelligence by querying data repositories and generating periodic reports. Devise methods for identifying data patterns and trends in available information sources.

$112,590/yrJobs growth:Bachelor's degree

Clinical Data Managers

Apply knowledge of health care and database management to analyze clinical data, and to identify and report trends.

$112,590/yrJobs growth:Bachelor's degree

Mathematicians

Conduct research in fundamental mathematics or in application of mathematical techniques to science, management, and other fields. Solve problems in various fields using mathematical methods.

$104,350/yrJobs growth:Master's degree

Statisticians

Develop or apply mathematical or statistical theory and methods to collect, organize, interpret, and summarize numerical data to provide usable information. May specialize in fields such as biostatistics, agricultural statistics, business statistics, or economic statistics. Includes mathematical and survey statisticians.

$104,350/yrJobs growth:Master's degree

Biostatisticians

Develop and apply biostatistical theory and methods to the study of life sciences.

$104,350/yrJobs growth:Master's degree

Mathematical Science Teachers, Postsecondary

Teach courses pertaining to mathematical concepts, statistics, and actuarial science and to the application of original and standardized mathematical techniques in solving specific problems and situations. Includes both teachers primarily engaged in teaching and those who do a combination of teaching and research.

$83,980/yrJobs growth:

Secondary School Teachers, Except Special and Career/Technical Education

Teach one or more subjects to students at the secondary school level.

$64,580/yrJobs growth:Bachelor's degree

Mathematical Science Occupations, All Other

All mathematical scientists not listed separately.

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Union College, approximately 13% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 22 similar programs in NY. Actual outcomes may vary.