Analysis
Union College's selective mathematics program—drawing students with SAT scores averaging 1410—appears to produce outcomes that trail well behind peer institutions in New York. While comparable math programs across the state suggest first-year earnings around $46,000 against debt near $22,000, the gap between Union and other selective schools is stark. Cornell grads in mathematics earn $87,000 their first year, while even St. Lawrence—another liberal arts college—shows $58,000. That's a $12,000-$41,000 difference that compounds over a career.
The debt-to-earnings ratio of 0.47 is reasonable on paper—you'd owe less than half your first year's salary. But context matters: Union admits students in the top quartile nationally, yet their mathematics program yields earnings below the national median of $48,772. For families paying selective college prices (only 13% receive Pell grants, suggesting limited financial aid), you're essentially getting mid-tier outcomes despite top-tier inputs.
The bottom line: Union's small program size means we're working with estimates, but those estimates suggest you could do considerably better elsewhere in New York if mathematics is the goal. Unless Union offers specific advantages—tight-knit community, particular faculty, or opportunities beyond the classroom—families should closely compare net costs against what RPI, NYU, or Fordham graduates are actually earning.
Where Union College Stands
Earnings vs. debt across all mathematics bachelors's programs nationally
Compare to Similar Programs in New York
Mathematics bachelors's programs at peer institutions in New York (83 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $66,456 | $45,880* | — | $21,697* | — | |
| $66,014 | $87,251* | $127,962 | $14,146* | 0.16 | |
| $61,884 | $80,196* | $100,012 | $24,250* | 0.30 | |
| $61,992 | $73,204* | — | $26,949* | 0.37 | |
| $60,438 | $58,481* | $90,277 | $19,500* | 0.33 | |
| $63,870 | $58,047* | $68,144 | $25,000* | 0.43 | |
| National Median | — | $48,772* | — | $21,500* | 0.44 |
Career Paths
Occupations commonly associated with mathematics graduates
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Data Scientists
Business Intelligence Analysts
Clinical Data Managers
Mathematicians
Statisticians
Biostatisticians
Mathematical Science Teachers, Postsecondary
Secondary School Teachers, Except Special and Career/Technical Education
Mathematical Science Occupations, All Other
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Union College, approximately 13% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 22 similar programs in NY. Actual outcomes may vary.