Median Earnings (1yr)
$35,875
11th percentile (40th in KY)
Median Debt
$27,875
7% above national median
Debt-to-Earnings
0.78
Manageable
Sample Size
34
Adequate data

Analysis

Union Commonwealth University's business program delivers earnings nearly $10,000 below Kentucky's state median and $6,000 below even middling state schools like Western Kentucky. While the $27,875 in debt isn't catastrophic, first-year earnings of $35,875 leave graduates with limited financial breathing room—especially concerning given that over half the student body relies on Pell grants. Ranking in just the 11th percentile nationally suggests structural challenges with this program's outcomes, though reaching the 40th percentile statewide indicates it's competitive with other Kentucky options in its tier.

The earnings gap becomes starkest in direct comparison: Asbury grads earn nearly double, and even large public universities deliver $8,000-9,000 more annually. For families counting on a business degree to provide economic mobility, that difference compounds significantly over a career. The debt load itself is manageable at 78% of first-year earnings, but the low absolute earnings create a tighter financial picture than the ratio alone suggests.

If your child is determined to attend Union Commonwealth for personal or financial reasons, understand they'll likely need to be exceptionally entrepreneurial or geographically mobile to overcome the program's earnings disadvantage. Families should run the numbers carefully: even modest additional debt at a higher-performing Kentucky school might pencil out better over ten years than saving a few thousand upfront here.

Where Union Commonwealth University Stands

Earnings vs. debt across all business administration, management and operations bachelors's programs nationally

Union Commonwealth UniversityOther business administration, management and operations programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Union Commonwealth University graduates compare to all programs nationally

Union Commonwealth University graduates earn $36k, placing them in the 11th percentile of all business administration, management and operations bachelors programs nationally.

Compare to Similar Programs in Kentucky

Business Administration, Management and Operations bachelors's programs at peer institutions in Kentucky (27 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Union Commonwealth University$35,875—$27,8750.78
Asbury University$67,117—$16,1250.24
Thomas More University$63,458$64,305$38,3630.60
Sullivan University$46,483$52,010$47,1491.01
Northern Kentucky University$44,564$54,581$20,5000.46
Western Kentucky University$44,498$47,395$25,3200.57
National Median$45,703—$26,0000.57

Other Business Administration, Management and Operations Programs in Kentucky

Compare tuition, earnings, and debt across Kentucky schools

SchoolIn-State TuitionEarnings (1yr)Debt
Asbury University
Wilmore
$33,640$67,117$16,125
Thomas More University
Crestview Hills
$38,400$63,458$38,363
Sullivan University
Louisville
$14,220$46,483$47,149
Northern Kentucky University
Highland Heights
$10,896$44,564$20,500
Western Kentucky University
Bowling Green
$11,436$44,498$25,320

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Union Commonwealth University, approximately 51% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 34 graduates with reported earnings and 40 graduates with debt data. Small samples may not be representative.