Analysis
Biochemistry majors face significant financial hurdles, and Union's estimated outcomes—$38,000 in first-year earnings against $25,500 in debt—highlight a fundamental challenge with this field at the bachelor's level. While these figures come from peer programs nationally rather than Union's actual graduates, they reflect a broader reality: life sciences degrees often require graduate education to access higher-paying careers, meaning that initial debt-to-earnings ratio of 0.67 may just be the starting point for students headed to medical, pharmacy, or doctoral programs.
The estimated earnings do track close to the national median but substantially exceed what other Tennessee biochemistry programs typically produce—the state median sits at just $26,000. Still, when comparable Tennessee schools with reported data show outcomes ranging from $23,000 to $29,000, it's worth questioning whether Union's program will meaningfully outperform regional competitors, especially given the estimated debt load that exceeds both state and national medians.
For families considering this path, the critical question isn't whether Union's program is good—it's whether a bachelor's alone will meet your child's career goals. If graduate school is the plan, that debt becomes the foundation of a much larger financial commitment. If your child intends to work directly after graduation, these estimated figures suggest earnings barely exceeding $3,000 monthly before taxes, making that $25,500 debt manageable but leaving little room for surprises.
Where Union University Stands
Earnings vs. debt across all biochemistry, biophysics and molecular biology bachelors's programs nationally
Compare to Similar Programs in Tennessee
Biochemistry, Biophysics and Molecular Biology bachelors's programs at peer institutions in Tennessee (16 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $38,450 | $38,037* | — | $25,489* | — | |
| $9,506 | $28,642* | $54,464 | $17,000* | 0.59 | |
| $38,824 | $23,075* | — | $24,619* | 1.07 | |
| National Median | — | $38,036* | — | $23,000* | 0.60 |
Career Paths
Occupations commonly associated with biochemistry, biophysics and molecular biology graduates
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Biochemists and Biophysicists
Medical Scientists, Except Epidemiologists
Microbiologists
Biological Science Teachers, Postsecondary
Biological Technicians
Food Science Technicians
Biological Scientists, All Other
Bioinformatics Scientists
Molecular and Cellular Biologists
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Union University, approximately 25% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 136 similar programs. Actual outcomes may vary.