Median Earnings (1yr)
$58,201
92nd percentile (80th in TN)
Median Debt
$33,333
28% above national median
Debt-to-Earnings
0.57
Manageable
Sample Size
107
Adequate data

Analysis

Union University's business graduates start strong—exceptionally strong, in fact—with first-year earnings of $58,201 that place them among Tennessee's top programs and well above 90% of business programs nationwide. The initial numbers look outstanding, with manageable debt just above $33,000. But here's the complication every parent needs to understand: by year four, median earnings drop sharply to $36,947, a 36% decline that's difficult to explain away.

This earnings pattern suggests graduates may be taking high-paying entry positions that don't lead to stable career trajectories, or perhaps some are transitioning to graduate school or different career paths. Among Tennessee's 38 business programs, Union ranks in the 80th percentile—competitive with UT-Knoxville and other respected schools—but that ranking is based entirely on that strong first-year showing. The year-four reality tells a very different story about career progression.

The fundamental question is whether that impressive launch is worth the investment if earnings potentially stagnate or decline. With a debt-to-earnings ratio of 0.57 based on first-year income, graduates start ahead, but if their earnings trajectory resembles the median graduate's path, they'll be earning less than many Tennessee peers within a few years. Before committing, your family should dig into placement data: which specific employers hire Union business grads, and what's the retention and advancement picture at those companies?

Where Union University Stands

Earnings vs. debt across all business administration, management and operations bachelors's programs nationally

Union UniversityOther business administration, management and operations programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Union University graduates compare to all programs nationally

Union University graduates earn $58k, placing them in the 92th percentile of all business administration, management and operations bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Tennessee

Business Administration, Management and Operations bachelors's programs at peer institutions in Tennessee (38 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Union University$58,201$36,947$33,3330.57
The University of Tennessee-Knoxville$59,147$68,864$20,5000.35
Tennessee Wesleyan University$58,859$51,442$29,7500.51
Rhodes College$58,550$72,782$22,2400.38
Bryan College-Dayton$52,528—$27,0000.51
Lipscomb University$51,379—$27,2500.53
National Median$45,703—$26,0000.57

Other Business Administration, Management and Operations Programs in Tennessee

Compare tuition, earnings, and debt across Tennessee schools

SchoolIn-State TuitionEarnings (1yr)Debt
The University of Tennessee-Knoxville
Knoxville
$13,484$59,147$20,500
Tennessee Wesleyan University
Athens
$29,264$58,859$29,750
Rhodes College
Memphis
$54,892$58,550$22,240
Bryan College-Dayton
Dayton
$18,900$52,528$27,000
Lipscomb University
Nashville
$38,824$51,379$27,250

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Union University, approximately 25% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 107 graduates with reported earnings and 144 graduates with debt data. Small samples may not be representative.