Analysis
Union University's business graduates start strong—exceptionally strong, in fact—with first-year earnings of $58,201 that place them among Tennessee's top programs and well above 90% of business programs nationwide. The initial numbers look outstanding, with manageable debt just above $33,000. But here's the complication every parent needs to understand: by year four, median earnings drop sharply to $36,947, a 36% decline that's difficult to explain away.
This earnings pattern suggests graduates may be taking high-paying entry positions that don't lead to stable career trajectories, or perhaps some are transitioning to graduate school or different career paths. Among Tennessee's 38 business programs, Union ranks in the 80th percentile—competitive with UT-Knoxville and other respected schools—but that ranking is based entirely on that strong first-year showing. The year-four reality tells a very different story about career progression.
The fundamental question is whether that impressive launch is worth the investment if earnings potentially stagnate or decline. With a debt-to-earnings ratio of 0.57 based on first-year income, graduates start ahead, but if their earnings trajectory resembles the median graduate's path, they'll be earning less than many Tennessee peers within a few years. Before committing, your family should dig into placement data: which specific employers hire Union business grads, and what's the retention and advancement picture at those companies?
Where Union University Stands
Earnings vs. debt across all business administration, management and operations bachelors's programs nationally
Earnings Distribution
How Union University graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| Union University | $58,201 | $36,947 | -37% |
| Rhodes College | $58,550 | $72,782 | +24% |
| The University of Tennessee-Knoxville | $59,147 | $68,864 | +16% |
| Tennessee State University | $40,077 | $53,542 | +34% |
| Lee University | $40,193 | $53,318 | +33% |
Compare to Similar Programs in Tennessee
Business Administration, Management and Operations bachelors's programs at peer institutions in Tennessee (38 total in state)
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $38,450 | $58,201 | $36,947 | $33,333 | 0.57 | |
| $13,484 | $59,147 | $68,864 | $20,500 | 0.35 | |
| $29,264 | $58,859 | $51,442 | $29,750 | 0.51 | |
| $54,892 | $58,550 | $72,782 | $22,240 | 0.38 | |
| $18,900 | $52,528 | — | $27,000 | 0.51 | |
| $38,824 | $51,379 | — | $27,250 | 0.53 | |
| National Median | — | $45,703 | — | $26,000 | 0.57 |
Career Paths
Occupations commonly associated with business administration, management and operations graduates
Computer and Information Systems Managers
Architectural and Engineering Managers
Biofuels/Biodiesel Technology and Product Development Managers
Financial Managers
Treasurers and Controllers
Investment Fund Managers
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Compensation and Benefits Managers
Human Resources Managers
Sales Managers
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Union University, approximately 25% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 107 graduates with reported earnings and 144 graduates with debt data. Small samples may not be representative.