Median Earnings (1yr)
$59,147
95th percentile (80th in TN)
Median Debt
$20,500
21% below national median
Debt-to-Earnings
0.35
Manageable
Sample Size
439
Adequate data

Analysis

The University of Tennessee-Knoxville's business program significantly outperforms expectations, with graduates earning $59,147 in their first year—$16,000 more than the Tennessee median and ranking in the 95th percentile nationally. This puts UTK ahead of prestigious private schools like Rhodes College and Tennessee Wesleyan, despite costing considerably less to attend. The $20,500 median debt load is notably lower than both the national ($26,000) and state ($25,750) averages, creating an attractive debt-to-earnings ratio of just 0.35.

Strong earnings growth continues after graduation, with salaries climbing 16% to nearly $69,000 by year four. Among Tennessee's 38 business programs, UTK ranks in the 80th percentile—impressive performance for a public university competing against well-funded private institutions. The robust sample size of 100+ graduates provides confidence these results aren't statistical flukes.

For parents weighing options, UTK's business program offers exceptional value: top-tier earning potential with moderate debt levels at public school prices. The combination of strong initial salaries, continued growth, and reasonable borrowing costs makes this program a standout choice in Tennessee's competitive business education landscape.

Where The University of Tennessee-Knoxville Stands

Earnings vs. debt across all business administration, management and operations bachelors's programs nationally

The University of Tennessee-KnoxvilleOther business administration, management and operations programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How The University of Tennessee-Knoxville graduates compare to all programs nationally

The University of Tennessee-Knoxville graduates earn $59k, placing them in the 95th percentile of all business administration, management and operations bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Tennessee

Business Administration, Management and Operations bachelors's programs at peer institutions in Tennessee (38 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
The University of Tennessee-Knoxville$59,147$68,864$20,5000.35
Tennessee Wesleyan University$58,859$51,442$29,7500.51
Rhodes College$58,550$72,782$22,2400.38
Union University$58,201$36,947$33,3330.57
Bryan College-Dayton$52,528—$27,0000.51
Lipscomb University$51,379—$27,2500.53
National Median$45,703—$26,0000.57

Other Business Administration, Management and Operations Programs in Tennessee

Compare tuition, earnings, and debt across Tennessee schools

SchoolIn-State TuitionEarnings (1yr)Debt
Tennessee Wesleyan University
Athens
$29,264$58,859$29,750
Rhodes College
Memphis
$54,892$58,550$22,240
Union University
Jackson
$38,450$58,201$33,333
Bryan College-Dayton
Dayton
$18,900$52,528$27,000
Lipscomb University
Nashville
$38,824$51,379$27,250

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At The University of Tennessee-Knoxville, approximately 21% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 439 graduates with reported earnings and 379 graduates with debt data. Small samples may not be representative.