Analysis
Comparable chemistry bachelor's programs in Tennessee suggest first-year earnings around $41,600, which aligns closely with both state and national medians for this field. With an estimated $25,000 in debt—slightly above Tennessee's typical $20,100 but in line with national chemistry programs—Union's debt-to-earnings ratio of 0.60 suggests manageable repayment. Programs at Tennessee's public universities report similar outcomes, from UT-Knoxville's $41,600 to Austin Peay's $42,500, indicating Union graduates should compete effectively in the same entry-level market.
The caveat here is meaningful: Union's actual outcomes aren't publicly available due to small cohort sizes, so these figures reflect what peer programs typically produce rather than Union-specific results. Chemistry bachelor's degrees generally lead to predictable career paths—lab technicians, quality control analysts, or stepping stones to graduate programs—where credentials matter more than institutional pedigree for entry-level positions. The estimated debt load represents roughly seven months of gross first-year income, which is reasonable for a science degree that opens doors to professional opportunities.
If your student is committed to chemistry and values Union's smaller class sizes and faith-based environment, this appears financially viable based on statewide patterns. However, recognize you're making this decision with less certainty than you'd have with larger programs that report actual data.
Where Union University Stands
Earnings vs. debt across all chemistry bachelors's programs nationally
Compare to Similar Programs in Tennessee
Chemistry bachelors's programs at peer institutions in Tennessee (34 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $38,450 | $41,589* | — | $24,994* | — | |
| $8,675 | $42,475* | — | $20,500* | 0.48 | |
| $13,484 | $41,589* | $44,354 | $19,500* | 0.47 | |
| $10,144 | $41,588* | — | $24,999* | 0.60 | |
| $10,344 | $36,881* | $50,076 | $20,000* | 0.54 | |
| National Median | — | $42,581* | — | $24,000* | 0.56 |
Career Paths
Occupations commonly associated with chemistry graduates
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Computer and Information Research Scientists
Data Scientists
Business Intelligence Analysts
Clinical Data Managers
Chemists
Chemistry Teachers, Postsecondary
Environmental Science Teachers, Postsecondary
Physics Teachers, Postsecondary
Environmental Scientists and Specialists, Including Health
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Union University, approximately 25% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 4 similar programs in TN. Actual outcomes may vary.