Analysis
Looking at Tennessee's mathematics landscape, Union University's program appears positioned right at the state median, with peer programs suggesting first-year earnings around $51,247—about $2,500 above the national benchmark for math bachelor's degrees. The estimated debt of $21,750 translates to a manageable 0.42 debt-to-earnings ratio, meaning graduates from comparable programs could theoretically pay off their loans in under six months of gross earnings. For a selective school (47% admission rate, 1243 SAT average), these figures suggest solid middle-ground performance in preparing students for the job market.
The challenge is perspective. While the estimated earnings exceed national medians, Tennessee's math programs show dramatic variation—from Vanderbilt's six-figure outcomes to UT-Knoxville's $39,000. Union appears to land in the middle tier, which isn't necessarily problematic given the relatively modest debt load. However, parents should recognize that only four Tennessee programs provided reportable earnings data despite 34 schools offering this degree, making it difficult to know precisely where Union ranks among its true peers.
The investment pencils out on paper: reasonable debt against earnings that should allow financial stability. But the reliance on peer-program estimates means you're making decisions with limited visibility into Union's specific track record in mathematics placement. If your student is academically competitive (given Union's selectivity), understanding why this program's outcomes aren't reportable—and what comparable programs' graduates actually do after graduation—matters more than the median suggests.
Where Union University Stands
Earnings vs. debt across all mathematics bachelors's programs nationally
Compare to Similar Programs in Tennessee
Mathematics bachelors's programs at peer institutions in Tennessee (34 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $38,450 | $51,247* | — | $21,750* | — | |
| $63,946 | $103,812* | $125,955 | $10,000* | 0.10 | |
| $10,344 | $57,310* | — | $24,125* | 0.42 | |
| $9,506 | $45,184* | $52,689 | $18,750* | 0.41 | |
| $13,484 | $39,043* | $45,382 | $25,000* | 0.64 | |
| National Median | — | $48,772* | — | $21,500* | 0.44 |
Career Paths
Occupations commonly associated with mathematics graduates
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Data Scientists
Business Intelligence Analysts
Clinical Data Managers
Mathematicians
Statisticians
Biostatisticians
Mathematical Science Teachers, Postsecondary
Secondary School Teachers, Except Special and Career/Technical Education
Mathematical Science Occupations, All Other
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Union University, approximately 25% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 4 similar programs in TN. Actual outcomes may vary.