Median Earnings (1yr)
$32,377
61st percentile (40th in NY)
Median Debt
$23,000
8% above national median
Debt-to-Earnings
0.71
Manageable
Sample Size
195
Adequate data

Analysis

University at Albany's biology program starts slow but gets stronger. That $32,377 first-year salary sits below New York's state median of $35,609—placing it in just the 40th percentile among biology programs in New York—but by year four, earnings jump 55% to over $50,000. This trajectory matters because many biology graduates pursue graduate school or need time to land lab positions that pay better than initial research assistant roles.

The debt picture offers real relief: $23,000 is exactly the state median and well below the national average, translating to a manageable 0.71 debt-to-earnings ratio even in that challenging first year. For families concerned about immediate loan payments, this modest debt load means graduates can handle monthly bills while pursuing additional training or certification. The program serves a substantial population of Pell grant recipients (42% of the student body), suggesting it's effectively serving middle-income New York families.

The core question is whether your student plans to continue their education. If medical school, graduate programs, or professional certifications are on the horizon, this represents solid undergraduate preparation without burdensome debt. If they're banking on that bachelor's degree alone to launch a lucrative career immediately, understand that the first year or two will require patience—or acceptance of the reality that biology typically demands advanced degrees for higher earnings.

Where University at Albany Stands

Earnings vs. debt across all biological and biomedical sciences bachelors's programs nationally

University at AlbanyOther biological and biomedical sciences programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How University at Albany graduates compare to all programs nationally

University at Albany graduates earn $32k, placing them in the 61th percentile of all biological and biomedical sciences bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in New York

Biological and Biomedical Sciences bachelors's programs at peer institutions in New York (15 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
University at Albany$32,377$50,246$23,0000.71
Cornell University$38,841$66,043$13,4650.35
National Median$30,178—$21,3500.71

Other Biological and Biomedical Sciences Programs in New York

Compare tuition, earnings, and debt across New York schools

SchoolIn-State TuitionEarnings (1yr)Debt
Cornell University
Ithaca
$66,014$38,841$13,465

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At University at Albany, approximately 42% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.