Mathematics at University at Albany
Bachelor's Degree
Analysis
University at Albany's mathematics program delivers exactly what you'd expect from a solid state school—middle-of-the-pack outcomes without any surprises. Graduates earn $45,744 in their first year, landing around the 40th percentile among New York math programs, which means roughly 60% of math degrees in the state produce higher starting salaries. The debt load of $22,803 is reasonable, resulting in a manageable debt-to-earnings ratio of 0.50 that most graduates can handle.
The earnings trajectory tells an important part of the story: four years out, salaries climb to $51,547, representing solid 13% growth. While this doesn't catch up to top-tier programs like Cornell ($87,251) or RPI ($80,196), it reflects steady career progression. The gap between UAlbany and elite private universities is substantial—roughly $30,000+ annually—but that comparison matters less if your child qualifies for in-state tuition at a SUNY school, where the total cost picture looks dramatically different.
For families prioritizing affordability over prestige, this program works: the debt burden is modest, the degree opens doors to stable employment, and earnings grow consistently. If your child has credentials for Cornell or RPI *and* can afford them, those programs deliver measurably better outcomes. But for students targeting accessible state education, UAlbany produces functional math graduates who enter the workforce without crushing debt.
Where University at Albany Stands
Earnings vs. debt across all mathematics bachelors's programs nationally
Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.
Earnings Distribution
How University at Albany graduates compare to all programs nationally
University at Albany graduates earn $46k, placing them in the 37th percentile of all mathematics bachelors programs nationally.
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.
Compare to Similar Programs in New York
Mathematics bachelors's programs at peer institutions in New York (83 total in state)
| School | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|
| University at Albany | $45,744 | $51,547 | $22,803 | 0.50 |
| Cornell University | $87,251 | $127,962 | $14,146 | 0.16 |
| Rensselaer Polytechnic Institute | $80,196 | $100,012 | $24,250 | 0.30 |
| Fordham University | $73,204 | — | $26,949 | 0.37 |
| New York University | $58,481 | $90,277 | $19,500 | 0.33 |
| St Lawrence University | $58,047 | $68,144 | $25,000 | 0.43 |
| National Median | $48,772 | — | $21,500 | 0.44 |
Other Mathematics Programs in New York
Compare tuition, earnings, and debt across New York schools
| School | In-State Tuition | Earnings (1yr) | Debt |
|---|---|---|---|
| Cornell University Ithaca | $66,014 | $87,251 | $14,146 |
| Rensselaer Polytechnic Institute Troy | $61,884 | $80,196 | $24,250 |
| Fordham University Bronx | $61,992 | $73,204 | $26,949 |
| New York University New York | $60,438 | $58,481 | $19,500 |
| St Lawrence University Canton | $63,870 | $58,047 | $25,000 |
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University at Albany, approximately 42% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 42 graduates with reported earnings and 60 graduates with debt data. Small samples may not be representative.