Analysis
UC Riverside's philosophy program starts graduates at an alarmingly low $25,171—about $6,000 below the California median and nearly $7,000 below the national average. That's barely above poverty-line wages for a college graduate. The debt load of $19,022 is actually higher than the state median, though mercifully lower than the typical national figure, creating an uncomfortable debt-to-earnings ratio of 0.76 in that first year.
The reason for measured optimism: earnings nearly double by year four, reaching $44,648. That's a 77% jump that suggests philosophy graduates eventually translate their analytical skills into decent-paying work. Within California's philosophy programs, this ranks at the 40th percentile—middle of the pack among 57 schools, though still well behind the elite UCs like Berkeley and UCLA.
The practical reality is that parents should prepare to support their graduate through a financially difficult first year or two. Nearly half the student body receives Pell grants, so many families here can't easily absorb that support. The program works if your child has a clear plan to leverage philosophy skills (law school, tech, consulting) or if you can afford to subsidize those lean early years. For families counting on immediate financial independence after graduation, this is a risky path.
Where University of California-Riverside Stands
Earnings vs. debt across all philosophy bachelors's programs nationally
Earnings Distribution
How University of California-Riverside graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| University of California-Riverside | $25,171 | $44,648 | +77% |
| San Francisco State University | $28,539 | $53,614 | +88% |
| University of California-Berkeley | $36,355 | $53,357 | +47% |
| University of California-Irvine | $20,922 | $52,707 | +152% |
| University of California-Santa Barbara | $25,303 | $48,289 | +91% |
Compare to Similar Programs in California
Philosophy bachelors's programs at peer institutions in California (57 total in state)
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $14,170 | $25,171 | $44,648 | $19,022 | 0.76 | |
| $68,237 | $38,380 | — | $11,491 | 0.30 | |
| $14,850 | $36,355 | $53,357 | $14,475 | 0.40 | |
| $15,247 | $32,749 | $34,146 | $13,200 | 0.40 | |
| $14,560 | $30,285 | $39,427 | $15,832 | 0.52 | |
| $13,747 | $30,182 | $43,881 | $15,000 | 0.50 | |
| National Median | — | $31,652 | — | $22,641 | 0.72 |
Career Paths
Occupations commonly associated with philosophy graduates
Natural Sciences Managers
Clinical Research Coordinators
Mathematicians
Mathematical Science Teachers, Postsecondary
Philosophy and Religion Teachers, Postsecondary
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of California-Riverside, approximately 47% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 46 graduates with reported earnings and 47 graduates with debt data. Small samples may not be representative.