Median Earnings (1yr)
$25,303
22nd percentile (40th in CA)
Median Debt
$15,000
34% below national median
Debt-to-Earnings
0.59
Manageable
Sample Size
81
Adequate data

Analysis

UCSB's philosophy program starts graduates at a concerning $25,303—well below both the national median ($31,652) and California's median ($29,326)—but the real story emerges in year four, when median earnings nearly double to $48,289. That trajectory outpaces most philosophy programs and matters more than the rough first-year landing. The $15,000 debt load, sitting below both state and national medians, means graduates aren't financially constrained while they figure out their career path.

The numbers suggest this program serves students planning for graduate school or careers where philosophy majors traditionally start slowly—law, consulting, tech, academia. That 91% earnings growth is exceptional and lifts UCSB above the state median by year four, though it still trails UC Berkeley and USC by a meaningful margin. At a selective public university (28% admission rate), students likely have the academic credentials to leverage the degree effectively beyond entry-level positions.

For families comfortable with a year or two of financial sacrifice post-graduation, the math works: graduates carry manageable debt and catch up to their peers quickly. But if your child needs immediate earning power—or isn't headed toward a field where philosophy credentials gain value over time—this will feel like a frustrating investment in the near term. The program delivers for patient, career-flexible students; it's a harder sell for those needing quick returns.

Where University of California-Santa Barbara Stands

Earnings vs. debt across all philosophy bachelors's programs nationally

University of California-Santa BarbaraOther philosophy programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How University of California-Santa Barbara graduates compare to all programs nationally

University of California-Santa Barbara graduates earn $25k, placing them in the 22th percentile of all philosophy bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in California

Philosophy bachelors's programs at peer institutions in California (57 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
University of California-Santa Barbara$25,303$48,289$15,0000.59
University of Southern California$38,380$11,4910.30
University of California-Berkeley$36,355$53,357$14,4750.40
University of California-Davis$32,749$34,146$13,2000.40
University of California-Santa Cruz$30,285$39,427$15,8320.52
University of California-Los Angeles$30,182$43,881$15,0000.50
National Median$31,652$22,6410.72

Other Philosophy Programs in California

Compare tuition, earnings, and debt across California schools

SchoolIn-State TuitionEarnings (1yr)Debt
University of Southern California
Los Angeles
$68,237$38,380$11,491
University of California-Berkeley
Berkeley
$14,850$36,355$14,475
University of California-Davis
Davis
$15,247$32,749$13,200
University of California-Santa Cruz
Santa Cruz
$14,560$30,285$15,832
University of California-Los Angeles
Los Angeles
$13,747$30,182$15,000

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At University of California-Santa Barbara, approximately 28% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 81 graduates with reported earnings and 103 graduates with debt data. Small samples may not be representative.