Median Earnings (1yr)
$45,088
85th percentile (60th in CA)
Median Debt
$19,000
7% below national median
Debt-to-Earnings
0.42
Manageable
Sample Size
208
Adequate data

Analysis

UC Santa Cruz graduates with a cellular biology degree earn $45,088 in their first year—$10,000 above the national median and roughly $5,500 more than California's typical program. This places UCSC in the 85th percentile nationally, though it lands in the middle tier among California's 12 programs. More impressive is the trajectory: earnings jump 35% by year four to nearly $61,000, suggesting graduates successfully navigate into research positions, biotech roles, or graduate programs that boost earning power.

The financial picture looks manageable. At $19,000 in median debt, graduates owe less than both national and state benchmarks, yielding a debt-to-first-year-earnings ratio of 0.42—comfortable by any standard. While UCSC doesn't match the earnings at CSU San Marcos or Northridge (both pushing toward $50,000), it beats UC Berkeley despite that campus's stronger reputation in life sciences, and the lower debt load offsets the modest earnings gap.

The caveat? A 60th percentile state ranking means this isn't California's premier cellular biology program, and parents whose students aim for immediate industry jobs might want to compare offers from the CSU system. But for students considering graduate school in medicine or research—where that earnings growth curve matters more than starting salary—UCSC delivers strong preparation at reasonable cost. The combination of solid starting earnings, strong growth trajectory, and manageable debt makes this a sound investment for biology-focused students.

Where University of California-Santa Cruz Stands

Earnings vs. debt across all cell/cellular biology and anatomical sciences bachelors's programs nationally

University of California-Santa CruzOther cell/cellular biology and anatomical sciences programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How University of California-Santa Cruz graduates compare to all programs nationally

University of California-Santa Cruz graduates earn $45k, placing them in the 85th percentile of all cell/cellular biology and anatomical sciences bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in California

Cell/Cellular Biology and Anatomical Sciences bachelors's programs at peer institutions in California (12 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
University of California-Santa Cruz$45,088$60,883$19,0000.42
California State University-San Marcos$49,734—$19,3750.39
California State University-Northridge$47,315$55,934$21,0400.44
University of California-Berkeley$43,270$53,788$14,0000.32
San Francisco State University$40,794$64,125$19,0000.47
University of California-Santa Barbara$38,333$40,765$19,0000.50
National Median$35,393—$20,4220.58

Other Cell/Cellular Biology and Anatomical Sciences Programs in California

Compare tuition, earnings, and debt across California schools

SchoolIn-State TuitionEarnings (1yr)Debt
California State University-San Marcos
San Marcos
$7,739$49,734$19,375
California State University-Northridge
Northridge
$7,095$47,315$21,040
University of California-Berkeley
Berkeley
$14,850$43,270$14,000
San Francisco State University
San Francisco
$7,424$40,794$19,000
University of California-Santa Barbara
Santa Barbara
$14,965$38,333$19,000

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At University of California-Santa Cruz, approximately 32% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 208 graduates with reported earnings and 300 graduates with debt data. Small samples may not be representative.