Business Administration, Management and Operations at University of Central Arkansas
Bachelor's Degree
Analysis
University of Central Arkansas graduates in this business program earn slightly below Arkansas's median of $39,040, landing at the 40th percentile among the state's 21 business programs. The $38,995 starting salary lags behind nearby options like Arkansas Tech ($39,866) and falls far short of the University of Arkansas at $56,456. More concerning, these graduates rank in just the 21st percentile nationally, earning about $6,700 less than the typical business graduate across the country.
The debt picture offers a partial offset. At $20,500, graduates here borrow about $4,000 less than the state median and $5,500 less than the national benchmark. This creates a manageable debt-to-earnings ratio of 0.53—meaning the debt equals roughly six months of salary. Earnings also show steady growth, reaching $44,687 by year four, a respectable 15% increase. Still, even with this trajectory, graduates remain well below what they'd likely earn from more competitive Arkansas programs.
For cost-conscious families, UCA delivers a business degree without crushing debt. But the earnings gap is real and persistent. If your child can gain admission to Arkansas's flagship or even Arkansas Tech, the higher starting salaries would likely justify the modest additional borrowing. UCA makes sense primarily if affordability trumps all other factors or if your student needs the accessibility of a 90% acceptance rate.
Where University of Central Arkansas Stands
Earnings vs. debt across all business administration, management and operations bachelors's programs nationally
Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.
Earnings Distribution
How University of Central Arkansas graduates compare to all programs nationally
University of Central Arkansas graduates earn $39k, placing them in the 21th percentile of all business administration, management and operations bachelors programs nationally.
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.
Compare to Similar Programs in Arkansas
Business Administration, Management and Operations bachelors's programs at peer institutions in Arkansas (21 total in state)
| School | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|
| University of Central Arkansas | $38,995 | $44,687 | $20,500 | 0.53 |
| University of Arkansas Grantham | $59,009 | $58,286 | $39,269 | 0.67 |
| University of Arkansas | $56,456 | $69,084 | $21,500 | 0.38 |
| John Brown University | $54,982 | $64,771 | $27,000 | 0.49 |
| Harding University | $40,081 | $59,470 | $27,750 | 0.69 |
| Arkansas Tech University | $39,866 | $41,009 | $21,780 | 0.55 |
| National Median | $45,703 | — | $26,000 | 0.57 |
Other Business Administration, Management and Operations Programs in Arkansas
Compare tuition, earnings, and debt across Arkansas schools
| School | In-State Tuition | Earnings (1yr) | Debt |
|---|---|---|---|
| University of Arkansas Grantham LIttle Rock | $8,280 | $59,009 | $39,269 |
| University of Arkansas Fayetteville | $9,748 | $56,456 | $21,500 |
| John Brown University Siloam Springs | $30,832 | $54,982 | $27,000 |
| Harding University Searcy | $24,888 | $40,081 | $27,750 |
| Arkansas Tech University Russellville | $8,508 | $39,866 | $21,780 |
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Central Arkansas, approximately 37% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 57 graduates with reported earnings and 63 graduates with debt data. Small samples may not be representative.