Accounting at University of Central Florida
Bachelor's Degree
Analysis
UCF's accounting program combines reasonable debt with solid earning potential, though it won't match the state's flagship. First-year graduates earn $55,203, climbing to $68,209 by year four—that's 24% growth and notably above Florida's median of $51,837 for accounting degrees. At the 60th percentile among Florida accounting programs, UCF sits comfortably in the upper half, trailing only UF and UNF among major state universities. The debt picture reinforces the value: $19,736 is well below both the state median ($22,615) and national average ($25,000), creating a debt-to-earnings ratio of just 0.36.
For students choosing between Florida's public universities—often a decision driven by location and cost rather than prestige—UCF delivers competitive outcomes at one of the lowest debt burdens. You're not getting UF's premium ($65,144 starting), but you're also not carrying UF's typical debt load, and the earnings gap narrows considerably by year four. The strong sample size means these numbers are reliable, not flukes.
Bottom line: This represents a sensible choice for Florida students interested in accounting, particularly those who value staying near Orlando's growing business community while minimizing debt. The earnings trajectory suggests graduates secure progressively better positions as they gain experience.
Where University of Central Florida Stands
Earnings vs. debt across all accounting bachelors's programs nationally
Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.
Earnings Distribution
How University of Central Florida graduates compare to all programs nationally
University of Central Florida graduates earn $55k, placing them in the 56th percentile of all accounting bachelors programs nationally.
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.
Compare to Similar Programs in Florida
Accounting bachelors's programs at peer institutions in Florida (42 total in state)
| School | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|
| University of Central Florida | $55,203 | $68,209 | $19,736 | 0.36 |
| University of Florida | $65,144 | $75,355 | $18,003 | 0.28 |
| University of North Florida | $58,514 | $66,355 | $22,615 | 0.39 |
| Florida Atlantic University | $56,600 | $60,630 | $19,431 | 0.34 |
| Florida State University | $55,626 | $74,193 | $18,625 | 0.33 |
| Florida International University | $54,963 | $68,602 | $18,625 | 0.34 |
| National Median | $53,694 | — | $25,000 | 0.47 |
Other Accounting Programs in Florida
Compare tuition, earnings, and debt across Florida schools
| School | In-State Tuition | Earnings (1yr) | Debt |
|---|---|---|---|
| University of Florida Gainesville | $6,381 | $65,144 | $18,003 |
| University of North Florida Jacksonville | $6,389 | $58,514 | $22,615 |
| Florida Atlantic University Boca Raton | $4,879 | $56,600 | $19,431 |
| Florida State University Tallahassee | $5,656 | $55,626 | $18,625 |
| Florida International University Miami | $6,565 | $54,963 | $18,625 |
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Central Florida, approximately 33% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 186 graduates with reported earnings and 207 graduates with debt data. Small samples may not be representative.