Median Earnings (1yr)
$58,514
68th percentile (60th in FL)
Median Debt
$22,615
10% below national median
Debt-to-Earnings
0.39
Manageable
Sample Size
77
Adequate data

Analysis

UNF's accounting program delivers something rare: graduates who earn more than the national average while carrying less debt than typical. First-year accountants from this program earn $58,514—that's $4,800 above the national median and $6,700 above Florida's typical accounting graduate. The debt load of $22,615 translates to a debt-to-earnings ratio of just 0.39, meaning graduates need less than five months of gross salary to cover their borrowing. This combination places UNF in the 60th percentile among Florida's 42 accounting programs, sitting comfortably behind flagship University of Florida but ahead of most state options.

The program shows steady career progression, with earnings climbing 13% to $66,355 by year four. For a university with a 62% admission rate and tuition advantages for Florida residents, these outcomes punch above their weight class. The moderate sample size suggests these numbers reflect established patterns rather than outliers.

For Florida families, this represents a solid return on investment—particularly if you're in-state and keeping costs low. Your child would be entering an accounting career with below-average debt and above-average earning potential, which is exactly the combination that makes early-career financial independence possible.

Where University of North Florida Stands

Earnings vs. debt across all accounting bachelors's programs nationally

University of North FloridaOther accounting programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How University of North Florida graduates compare to all programs nationally

University of North Florida graduates earn $59k, placing them in the 68th percentile of all accounting bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Florida

Accounting bachelors's programs at peer institutions in Florida (42 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
University of North Florida$58,514$66,355$22,6150.39
University of Florida$65,144$75,355$18,0030.28
Florida Atlantic University$56,600$60,630$19,4310.34
Florida State University$55,626$74,193$18,6250.33
University of Central Florida$55,203$68,209$19,7360.36
Florida International University$54,963$68,602$18,6250.34
National Median$53,694—$25,0000.47

Other Accounting Programs in Florida

Compare tuition, earnings, and debt across Florida schools

SchoolIn-State TuitionEarnings (1yr)Debt
University of Florida
Gainesville
$6,381$65,144$18,003
Florida Atlantic University
Boca Raton
$4,879$56,600$19,431
Florida State University
Tallahassee
$5,656$55,626$18,625
University of Central Florida
Orlando
$6,368$55,203$19,736
Florida International University
Miami
$6,565$54,963$18,625

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At University of North Florida, approximately 31% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 77 graduates with reported earnings and 79 graduates with debt data. Small samples may not be representative.