Analysis
UNF's accounting program delivers something rare: graduates who earn more than the national average while carrying less debt than typical. First-year accountants from this program earn $58,514βthat's $4,800 above the national median and $6,700 above Florida's typical accounting graduate. The debt load of $22,615 translates to a debt-to-earnings ratio of just 0.39, meaning graduates need less than five months of gross salary to cover their borrowing. This combination places UNF in the 60th percentile among Florida's 42 accounting programs, sitting comfortably behind flagship University of Florida but ahead of most state options.
The program shows steady career progression, with earnings climbing 13% to $66,355 by year four. For a university with a 62% admission rate and tuition advantages for Florida residents, these outcomes punch above their weight class. The moderate sample size suggests these numbers reflect established patterns rather than outliers.
For Florida families, this represents a solid return on investmentβparticularly if you're in-state and keeping costs low. Your child would be entering an accounting career with below-average debt and above-average earning potential, which is exactly the combination that makes early-career financial independence possible.
Where University of North Florida Stands
Earnings vs. debt across all accounting bachelors's programs nationally
Earnings Distribution
How University of North Florida graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| University of North Florida | $58,514 | $66,355 | +13% |
| University of Florida | $65,144 | $75,355 | +16% |
| Florida State University | $55,626 | $74,193 | +33% |
| The University of Tampa | $52,690 | $71,151 | +35% |
| Florida International University | $54,963 | $68,602 | +25% |
Compare to Similar Programs in Florida
Accounting bachelors's programs at peer institutions in Florida (42 total in state)
Scroll to see more β
| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $6,389 | $58,514 | $66,355 | $22,615 | 0.39 | |
| $6,381 | $65,144 | $75,355 | $18,003 | 0.28 | |
| $4,879 | $56,600 | $60,630 | $19,431 | 0.34 | |
| $5,656 | $55,626 | $74,193 | $18,625 | 0.33 | |
| $6,368 | $55,203 | $68,209 | $19,736 | 0.36 | |
| $6,565 | $54,963 | $68,602 | $18,625 | 0.34 | |
| National Median | β | $53,694 | β | $25,000 | 0.47 |
Career Paths
Occupations commonly associated with accounting graduates
Financial Managers
Treasurers and Controllers
Investment Fund Managers
Financial and Investment Analysts
Financial Risk Specialists
Financial Examiners
Budget Analysts
Business Teachers, Postsecondary
Accountants and Auditors
Tax Examiners and Collectors, and Revenue Agents
Bookkeeping, Accounting, and Auditing Clerks
Payroll and Timekeeping Clerks
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of North Florida, approximately 31% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 77 graduates with reported earnings and 79 graduates with debt data. Small samples may not be representative.