Median Earnings (1yr)
$34,822
50th percentile (40th in MO)
Median Debt
$20,810
3% below national median
Debt-to-Earnings
0.60
Manageable
Sample Size
63
Adequate data

Analysis

University of Central Missouri's experimental psychology program lands squarely in the middle of the pack nationally, but trails most competitors within Missouri. First-year graduates earn $34,822—nearly $3,500 less than what Park University grads make with the same degree, and even below Northwest Missouri State's median. Among Missouri's seven programs, this ranks in just the 40th percentile, meaning three-fifths of in-state alternatives deliver stronger initial earnings.

The debt picture is more manageable, with graduates owing $20,810—slightly below both state and national medians. That 0.60 debt-to-earnings ratio means you're borrowing roughly seven months of first-year income, which isn't alarming. However, when Park University graduates are earning $5,500 more annually right out of the gate, that gap compounds quickly. Over a decade, even without salary growth differences, that's a $55,000 advantage.

For Missouri families, this program represents a safe but unexceptional choice. The debt won't sink you, but the earnings won't particularly distinguish you either. If your child is committed to experimental psychology and UCM offers compelling non-financial advantages—location, campus culture, specific faculty—the numbers won't derail their future. But purely as an investment, stronger options exist within Missouri's public system at similar or lower cost.

Where University of Central Missouri Stands

Earnings vs. debt across all research and experimental psychology bachelors's programs nationally

University of Central MissouriOther research and experimental psychology programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How University of Central Missouri graduates compare to all programs nationally

University of Central Missouri graduates earn $35k, placing them in the 50th percentile of all research and experimental psychology bachelors programs nationally.

Compare to Similar Programs in Missouri

Research and Experimental Psychology bachelors's programs at peer institutions in Missouri (7 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
University of Central Missouri$34,822—$20,8100.60
Park University$40,313$34,504$24,0000.60
Washington University in St Louis$37,377—$15,4500.41
Northwest Missouri State University$35,556$46,406$25,5400.72
Truman State University$28,801—$19,7480.69
National Median$34,768—$21,5000.62

Other Research and Experimental Psychology Programs in Missouri

Compare tuition, earnings, and debt across Missouri schools

SchoolIn-State TuitionEarnings (1yr)Debt
Park University
Parkville
$16,400$40,313$24,000
Washington University in St Louis
St. Louis
$62,982$37,377$15,450
Northwest Missouri State University
Maryville
$10,181$35,556$25,540
Truman State University
Kirksville
$9,470$28,801$19,748

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Central Missouri, approximately 26% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 63 graduates with reported earnings and 92 graduates with debt data. Small samples may not be representative.