Computer and Information Sciences at University of Cincinnati-Clermont College
Associate's Degree
ucclermont.eduAnalysis
A debt load around $12,500 for an associate's degree in computer science positions graduates reasonably well, especially when similar programs nationally produce first-year earnings of roughly $36,000. That translates to a debt-to-earnings ratio of 0.35—manageable by most standards, where anything under 1.0 suggests graduates can realistically tackle their loans while building careers in IT support, help desk roles, or system administration. The relatively modest debt here matters more than it might first appear, since many students use associate's degrees as stepping stones, either entering the workforce immediately or transferring to bachelor's programs later.
What's less clear is how Clermont College's specific outcomes compare to the two dozen other computer science associate's programs across Ohio. The state's median debt for these programs runs considerably higher at $29,500, which could mean Clermont is genuinely more affordable—or it could simply reflect differences in student populations and aid packages. Without actual reported data from this campus or its Ohio peers, you're making decisions with limited visibility into how graduates from this particular program actually fare.
The fundamentals look sound: computer skills remain in demand, the debt burden appears reasonable based on peer programs, and the pathway from associate's to bachelor's degrees in tech fields is well-established. Just recognize you're working from national patterns rather than Clermont-specific track records when weighing this investment.
Where University of Cincinnati-Clermont College Stands
Earnings vs. debt across all computer and information sciences associates's programs nationally
Compare to Similar Programs Nationally
Computer and Information Sciences associates's programs at top institutions nationally
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $6,554 | $35,761* | — | $12,500* | — | |
| $5,550 | $60,163* | — | $17,218* | 0.29 | |
| $4,257 | $55,961* | $75,016 | $10,250* | 0.18 | |
| $3,540 | $55,738* | $59,873 | $19,140* | 0.34 | |
| $4,740 | $53,219* | — | $20,098* | 0.38 | |
| $16,450 | $50,111* | $65,335 | $22,164* | 0.44 | |
| National Median | — | $35,760* | — | $14,932* | 0.42 |
Career Paths
Occupations commonly associated with computer and information sciences graduates
Computer and Information Systems Managers
Computer and Information Research Scientists
Software Developers
Software Quality Assurance Analysts and Testers
Computer Network Architects
Telecommunications Engineering Specialists
Information Security Analysts
Database Administrators
Database Architects
Data Warehousing Specialists
Data Scientists
Business Intelligence Analysts
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Cincinnati-Clermont College, approximately 11% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 80 similar programs. Actual outcomes may vary.