Clinical, Counseling and Applied Psychology at University of Cincinnati-Main Campus

University of Cincinnati's Clinical Psychology certificate punches well above what you'd expect from a widely accessible public university. At $19,000 in debt for a program that delivers $61,980 in first-year earnings, the debt-to-earnings ratio of 0.31 is excellent—graduates owe roughly four months of earnings, which they can realistically pay down quickly. The 95th percentile national ranking confirms this program competes with elite offerings nationwide, despite UC's 88% admission rate suggesting it's far more accessible than many competitors.

The context within Ohio matters here: as one of only three schools in the state offering this certificate, UC sits at the 60th percentile for earnings. That's not top-of-class within Ohio, but combined with the low debt burden and national standing, it remains competitive. The 9% earnings growth to $67,707 by year four shows steady career progression rather than stagnation.

For families looking at psychology credentials, this program offers a rare combination: accessibility, reasonable cost, and strong career outcomes. The moderate sample size means individual results may vary, but the fundamentals—low debt, immediate earnings potential, and upward trajectory—suggest this certificate delivers tangible career value without the financial stress that often accompanies graduate credentials in psychology fields.