Location: Cincinnati, OH•In-State Tuition: $13,570•Out-of-State Tuition: $30,582•Admission Rate: 88%•Avg SAT: 1281
2026 ROI Award Winner
#21 Graduate Programs
Median Earnings (1yr)
$61,980
95th percentile
Median Debt
$19,000
At national median
D/E Ratio: 0.31 ManageableSample: 36 graduates

Analysis

University of Cincinnati's Clinical Psychology certificate punches well above what you'd expect from a widely accessible public university. At $19,000 in debt for a program that delivers $61,980 in first-year earnings, the debt-to-earnings ratio of 0.31 is excellent—graduates owe roughly four months of earnings, which they can realistically pay down quickly. The 95th percentile national ranking confirms this program competes with elite offerings nationwide, despite UC's 88% admission rate suggesting it's far more accessible than many competitors.

The context within Ohio matters here: as one of only three schools in the state offering this certificate, UC sits at the 60th percentile for earnings. That's not top-of-class within Ohio, but combined with the low debt burden and national standing, it remains competitive. The 9% earnings growth to $67,707 by year four shows steady career progression rather than stagnation.

For families looking at psychology credentials, this program offers a rare combination: accessibility, reasonable cost, and strong career outcomes. The moderate sample size means individual results may vary, but the fundamentals—low debt, immediate earnings potential, and upward trajectory—suggest this certificate delivers tangible career value without the financial stress that often accompanies graduate credentials in psychology fields.

Where University of Cincinnati-Main Campus Stands

Earnings vs. debt across all clinical, counseling and applied psychology postbacc-cert's programs nationally

University of Cincinnati-Main CampusOther clinical, counseling and applied psychology programs

Dashed lines show national medians. Upper-left = best value.

Earnings Distribution

How University of Cincinnati-Main Campus graduates compare to all programs nationally

University of Cincinnati-Main Campus earns $62k — 95th percentile among clinical, counseling and applied psychology postbacc-cert programs.

Compare to Similar Programs Nationally

Clinical, Counseling and Applied Psychology postbacc-cert's programs at top institutions nationally

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SchoolIn-State TuitionEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
University of Cincinnati-Main CampusCincinnati$13,570$61,980$67,707$19,0000.31
National Median—$61,980—$19,0000.31

Career Paths

Occupations commonly associated with clinical, counseling and applied psychology graduates

Human Resources Managers

Plan, direct, or coordinate human resources activities and staff of an organization.

$140,030/yrJobs growth:Bachelor's degree

Training and Development Managers

Plan, direct, or coordinate the training and development activities and staff of an organization.

$127,090/yrJobs growth:Bachelor's degree

Management Analysts

Conduct organizational studies and evaluations, design systems and procedures, conduct work simplification and measurement studies, and prepare operations and procedures manuals to assist management in operating more efficiently and effectively. Includes program analysts and management consultants.

$101,190/yrJobs growth:Bachelor's degree

Industrial-Organizational Psychologists

Apply principles of psychology to human resources, administration, management, sales, and marketing problems. Activities may include policy planning; employee testing and selection, training, and development; and organizational development and analysis. May work with management to organize the work setting to improve worker productivity.

$94,310/yrJobs growth:

Clinical and Counseling Psychologists

Assess, diagnose, and treat mental and emotional disorders of individuals through observation, interview, and psychological tests. Help individuals with distress or maladjustment understand their problems through their knowledge of case history, interviews with patients, and theory. Provide individual or group counseling services to assist individuals in achieving more effective personal, social, educational, and vocational development and adjustment. May design behavior modification programs and consult with medical personnel regarding the best treatment for patients.

$94,310/yrJobs growth:

School Psychologists

Diagnose and implement individual or schoolwide interventions or strategies to address educational, behavioral, or developmental issues that adversely impact educational functioning in a school. May address student learning and behavioral problems and counsel students or families. May design and implement performance plans, and evaluate performance. May consult with other school-based personnel.

$94,310/yrJobs growth:

Psychologists, All Other

All psychologists not listed separately.

$94,310/yrJobs growth:

Neuropsychologists

Apply theories and principles of neuropsychology to evaluate and diagnose disorders of higher cerebral functioning, often in research and medical settings. Study the human brain and the effect of physiological states on human cognition and behavior. May formulate and administer programs of treatment.

$94,310/yrJobs growth:

Clinical Neuropsychologists

Assess and diagnose patients with neurobehavioral problems related to acquired or developmental disorders of the nervous system, such as neurodegenerative disorders, traumatic brain injury, seizure disorders, and learning disabilities. Recommend treatment after diagnosis, such as therapy, medication, or surgery. Assist with evaluation before and after neurosurgical procedures, such as deep brain stimulation.

$94,310/yrJobs growth:

Psychology Teachers, Postsecondary

Teach courses in psychology, such as child, clinical, and developmental psychology, and psychological counseling. Includes both teachers primarily engaged in teaching and those who do a combination of teaching and research.

$83,980/yrJobs growth:

Human Resources Specialists

Recruit, screen, interview, or place individuals within an organization. May perform other activities in multiple human resources areas.

$72,910/yrJobs growth:Bachelor's degree

Training and Development Specialists

Design or conduct work-related training and development programs to improve individual skills or organizational performance. May analyze organizational training needs or evaluate training effectiveness.

$65,850/yrJobs growth:Bachelor's degree
About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Cincinnati-Main Campus, approximately 18% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.