Finance and Financial Management Services at University of Cincinnati-Main Campus
Bachelor's Degree
Analysis
University of Cincinnati's finance program delivers solid returns at a price point that makes sense. With first-year earnings of $59,067 and debt of just $21,549, graduates face a debt burden of only 36% of their starting salary—one of the most manageable ratios you'll find for this major. That's roughly $4,000 less debt than the Ohio median while still earning competitively.
The program ranks in the 60th percentile among Ohio's 43 finance programs, landing behind flagship schools like Ohio State ($65,181) and Miami University ($71,203) but still clearing the state median. Nationally, it performs even better at the 71st percentile, suggesting Cincinnati offers particularly good value when you consider its 88% admission rate makes it accessible to a wide range of students. The 16% earnings growth to $68,220 by year four shows graduates are advancing, not stagnating.
The gap to top Ohio programs is real—about $6,000-12,000 in starting salary—but Cincinnati's lower debt load narrows that difference considerably. For a student who can get into more selective programs, they might earn more elsewhere. But for most families, especially those looking at in-state options, this program delivers strong job market outcomes without the financial strain that often accompanies business degrees. The numbers work.
Where University of Cincinnati-Main Campus Stands
Earnings vs. debt across all finance and financial management services bachelors's programs nationally
Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.
Earnings Distribution
How University of Cincinnati-Main Campus graduates compare to all programs nationally
University of Cincinnati-Main Campus graduates earn $59k, placing them in the 71th percentile of all finance and financial management services bachelors programs nationally.
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.
Compare to Similar Programs in Ohio
Finance and Financial Management Services bachelors's programs at peer institutions in Ohio (43 total in state)
| School | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|
| University of Cincinnati-Main Campus | $59,067 | $68,220 | $21,549 | 0.36 |
| Miami University-Oxford | $71,203 | $88,554 | $22,000 | 0.31 |
| Case Western Reserve University | $65,784 | $77,380 | $26,048 | 0.40 |
| Ohio State University-Main Campus | $65,181 | $82,036 | $20,500 | 0.31 |
| University of Dayton | $64,371 | $73,975 | $22,750 | 0.35 |
| Franklin University | $61,645 | $57,012 | $33,949 | 0.55 |
| National Median | $53,590 | — | $23,332 | 0.44 |
Other Finance and Financial Management Services Programs in Ohio
Compare tuition, earnings, and debt across Ohio schools
| School | In-State Tuition | Earnings (1yr) | Debt |
|---|---|---|---|
| Miami University-Oxford Oxford | $17,809 | $71,203 | $22,000 |
| Case Western Reserve University Cleveland | $64,671 | $65,784 | $26,048 |
| Ohio State University-Main Campus Columbus | $12,859 | $65,181 | $20,500 |
| University of Dayton Dayton | $47,600 | $64,371 | $22,750 |
| Franklin University Columbus | $9,577 | $61,645 | $33,949 |
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Cincinnati-Main Campus, approximately 18% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 219 graduates with reported earnings and 232 graduates with debt data. Small samples may not be representative.