Median Earnings (1yr)
$59,067
71st percentile (60th in OH)
Median Debt
$21,549
8% below national median
Debt-to-Earnings
0.36
Manageable
Sample Size
219
Adequate data

Analysis

University of Cincinnati's finance program delivers solid returns at a price point that makes sense. With first-year earnings of $59,067 and debt of just $21,549, graduates face a debt burden of only 36% of their starting salary—one of the most manageable ratios you'll find for this major. That's roughly $4,000 less debt than the Ohio median while still earning competitively.

The program ranks in the 60th percentile among Ohio's 43 finance programs, landing behind flagship schools like Ohio State ($65,181) and Miami University ($71,203) but still clearing the state median. Nationally, it performs even better at the 71st percentile, suggesting Cincinnati offers particularly good value when you consider its 88% admission rate makes it accessible to a wide range of students. The 16% earnings growth to $68,220 by year four shows graduates are advancing, not stagnating.

The gap to top Ohio programs is real—about $6,000-12,000 in starting salary—but Cincinnati's lower debt load narrows that difference considerably. For a student who can get into more selective programs, they might earn more elsewhere. But for most families, especially those looking at in-state options, this program delivers strong job market outcomes without the financial strain that often accompanies business degrees. The numbers work.

Where University of Cincinnati-Main Campus Stands

Earnings vs. debt across all finance and financial management services bachelors's programs nationally

University of Cincinnati-Main CampusOther finance and financial management services programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How University of Cincinnati-Main Campus graduates compare to all programs nationally

University of Cincinnati-Main Campus graduates earn $59k, placing them in the 71th percentile of all finance and financial management services bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Ohio

Finance and Financial Management Services bachelors's programs at peer institutions in Ohio (43 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
University of Cincinnati-Main Campus$59,067$68,220$21,5490.36
Miami University-Oxford$71,203$88,554$22,0000.31
Case Western Reserve University$65,784$77,380$26,0480.40
Ohio State University-Main Campus$65,181$82,036$20,5000.31
University of Dayton$64,371$73,975$22,7500.35
Franklin University$61,645$57,012$33,9490.55
National Median$53,590—$23,3320.44

Other Finance and Financial Management Services Programs in Ohio

Compare tuition, earnings, and debt across Ohio schools

SchoolIn-State TuitionEarnings (1yr)Debt
Miami University-Oxford
Oxford
$17,809$71,203$22,000
Case Western Reserve University
Cleveland
$64,671$65,784$26,048
Ohio State University-Main Campus
Columbus
$12,859$65,181$20,500
University of Dayton
Dayton
$47,600$64,371$22,750
Franklin University
Columbus
$9,577$61,645$33,949

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Cincinnati-Main Campus, approximately 18% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 219 graduates with reported earnings and 232 graduates with debt data. Small samples may not be representative.