Analysis
A debt-to-earnings ratio of 0.39 suggests a manageable financial picture for this program, though the caveat matters: both the $61,322 salary figure and $24,105 debt load come from national benchmarks for computer science bachelor's programs, not actual outcomes from University of Guam graduates. The ratio itself tells you that if these estimates hold true, students would owe roughly five months' salaryβwell within the conventional threshold for sound educational investment. Computer science degrees typically offer strong returns, and the national median these estimates draw from represents nearly 450 programs.
What's harder to gauge is how Guam's tech job market might deviate from mainland patterns. The territory's smaller economy and geographic isolation could mean fewer local opportunities in software development or IT, potentially pushing graduates to relocate for positions that match the estimated salary. Conversely, the island's military presence and government sector might create specialized demand. With only one school offering this degree in Guam, University of Guam holds a unique position, but that also means no local data points for comparison.
The numbers work on paper if they prove accurate, but recognize you're projecting from programs that may operate in very different labor markets. If your student plans to stay in Guam after graduation, investigate local tech hiring directly rather than relying on estimates shaped by Silicon Valley and other mainland hubs.
Where University of Guam Stands
Earnings vs. debt across all computer and information sciences bachelors's programs nationally
Compare to Similar Programs Nationally
Computer and Information Sciences bachelors's programs at top institutions nationally
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $6,110 | $61,322* | β | $24,105* | β | |
| $66,104 | $146,204* | $246,946 | $15,000* | 0.10 | |
| $13,747 | $136,099* | $164,612 | $15,248* | 0.11 | |
| $64,700 | $133,293* | $203,685 | $12,750* | 0.10 | |
| $58,128 | $131,154* | $172,391 | $12,381* | 0.09 | |
| $63,141 | $115,587* | $132,227 | $23,001* | 0.20 | |
| National Median | β | $61,322* | β | $25,000* | 0.41 |
Career Paths
Occupations commonly associated with computer and information sciences graduates
Computer and Information Systems Managers
Computer and Information Research Scientists
Software Developers
Software Quality Assurance Analysts and Testers
Computer Network Architects
Telecommunications Engineering Specialists
Information Security Analysts
Database Administrators
Database Architects
Data Warehousing Specialists
Data Scientists
Business Intelligence Analysts
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Guam, approximately 31% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 443 similar programs. Actual outcomes may vary.