Analysis
Special education teachers are desperately needed across the Pacific, but the financial picture here carries unique complications. Based on national peer programs, graduates typically earn around $44,000 in their first year with roughly $26,000 in debt—a manageable 0.59 ratio by national standards. However, Guam's small, isolated education market operates differently than the mainland programs these estimates draw from, making direct comparisons uncertain.
The real questions center on local realities this national data can't capture: what do Guam Department of Education starting salaries actually pay? How does the territory's teacher salary schedule compare to the mainland programs these estimates reflect? With only one option for this degree in Guam, families lack the competitive benchmarking that exists in states with multiple programs. The University of Guam serves a substantial population of Pell grant recipients (31%), suggesting awareness of cost constraints, but without actual graduate outcomes, it's impossible to know whether this program delivers value comparable to its mainland counterparts.
If your child is committed to teaching special education in Guam specifically, this may be the practical path forward—but press the university's career services for concrete data on graduate placements and starting salaries with local school districts before committing. The estimated debt level seems reasonable only if actual local earnings match or exceed that $44,000 figure.
Where University of Guam Stands
Earnings vs. debt across all special education and teaching bachelors's programs nationally
Compare to Similar Programs Nationally
Special Education and Teaching bachelors's programs at top institutions nationally
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $6,110 | $44,139* | — | $26,023* | — | |
| $51,424 | $62,346* | — | $24,000* | 0.38 | |
| $9,228 | $61,474* | $49,647 | $18,125* | 0.29 | |
| $12,186 | $60,396* | $56,026 | $16,500* | 0.27 | |
| $4,879 | $56,009* | $52,345 | —* | — | |
| $63,061 | $55,881* | — | $27,000* | 0.48 | |
| National Median | — | $44,139* | — | $26,717* | 0.61 |
Career Paths
Occupations commonly associated with special education and teaching graduates
Education Teachers, Postsecondary
Special Education Teachers, Preschool
Special Education Teachers, Middle School
Special Education Teachers, Secondary School
Special Education Teachers, All Other
Adapted Physical Education Specialists
Interpreters and Translators
Special Education Teachers, Kindergarten
Special Education Teachers, Elementary School
Teaching Assistants, Special Education
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Guam, approximately 31% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 170 similar programs. Actual outcomes may vary.