Median Earnings (1yr)
$49,029
29th percentile (40th in TX)
Median Debt
$19,375
22% below national median
Debt-to-Earnings
0.40
Manageable
Sample Size
103
Adequate data

Analysis

University of Houston-Clear Lake's accounting graduates start below the national median at $49,029, though they're roughly in the middle of Texas programs. The clearest selling point here is debt: at $19,375, students borrow about $6,000 less than the Texas median and nearly $6,000 less than the national benchmark. With a debt-to-earnings ratio of 0.40, graduates can realistically pay off loans within a year or two of focused repayment—a manageable burden for an entry-level accountant. The 24% earnings growth to $60,890 by year four suggests solid career progression, matching the national 75th percentile by that point.

The tradeoff is straightforward: your child won't launch into the $68,000+ starting salaries that UT Austin or Texas A&M grads command, creating a roughly $19,000 gap in year one. However, UH-Clear Lake serves a different student population (44% receive Pell grants, indicating more first-generation and lower-income students) and offers a path to the accounting profession without excessive borrowing. For families prioritizing affordability and steady employment over prestige, that math works—especially since Texas's strong job market for accountants provides opportunities regardless of school brand.

This program delivers what it promises: a legitimate accounting degree with below-average debt and reliable career progression. Just understand you're trading elite starting salaries for financial accessibility and lower risk.

Where University of Houston-Clear Lake Stands

Earnings vs. debt across all accounting bachelors's programs nationally

University of Houston-Clear LakeOther accounting programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How University of Houston-Clear Lake graduates compare to all programs nationally

University of Houston-Clear Lake graduates earn $49k, placing them in the 29th percentile of all accounting bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Texas

Accounting bachelors's programs at peer institutions in Texas (67 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
University of Houston-Clear Lake$49,029$60,890$19,3750.40
Texas Christian University$72,031$78,532$17,7780.25
Southern Methodist University$68,643$77,801$15,8500.23
Baylor University$68,187$80,617$20,5000.30
The University of Texas at Austin$68,082$78,482$19,4620.29
Texas A&M University-College Station$67,186$84,502$17,6410.26
National Median$53,694—$25,0000.47

Other Accounting Programs in Texas

Compare tuition, earnings, and debt across Texas schools

SchoolIn-State TuitionEarnings (1yr)Debt
Texas Christian University
Fort Worth
$57,220$72,031$17,778
Southern Methodist University
Dallas
$64,460$68,643$15,850
Baylor University
Waco
$54,844$68,187$20,500
The University of Texas at Austin
Austin
$11,678$68,082$19,462
Texas A&M University-College Station
College Station
$13,099$67,186$17,641

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Houston-Clear Lake, approximately 44% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 103 graduates with reported earnings and 96 graduates with debt data. Small samples may not be representative.