Analysis
University of Houston-Clear Lake's accounting graduates start below the national median at $49,029, though they're roughly in the middle of Texas programs. The clearest selling point here is debt: at $19,375, students borrow about $6,000 less than the Texas median and nearly $6,000 less than the national benchmark. With a debt-to-earnings ratio of 0.40, graduates can realistically pay off loans within a year or two of focused repaymentβa manageable burden for an entry-level accountant. The 24% earnings growth to $60,890 by year four suggests solid career progression, matching the national 75th percentile by that point.
The tradeoff is straightforward: your child won't launch into the $68,000+ starting salaries that UT Austin or Texas A&M grads command, creating a roughly $19,000 gap in year one. However, UH-Clear Lake serves a different student population (44% receive Pell grants, indicating more first-generation and lower-income students) and offers a path to the accounting profession without excessive borrowing. For families prioritizing affordability and steady employment over prestige, that math worksβespecially since Texas's strong job market for accountants provides opportunities regardless of school brand.
This program delivers what it promises: a legitimate accounting degree with below-average debt and reliable career progression. Just understand you're trading elite starting salaries for financial accessibility and lower risk.
Where University of Houston-Clear Lake Stands
Earnings vs. debt across all accounting bachelors's programs nationally
Earnings Distribution
How University of Houston-Clear Lake graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| University of Houston-Clear Lake | $49,029 | $60,890 | +24% |
| Texas A&M University-College Station | $67,186 | $84,502 | +26% |
| Baylor University | $68,187 | $80,617 | +18% |
| Texas Christian University | $72,031 | $78,532 | +9% |
| The University of Texas at Austin | $68,082 | $78,482 | +15% |
Compare to Similar Programs in Texas
Accounting bachelors's programs at peer institutions in Texas (67 total in state)
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $7,746 | $49,029 | $60,890 | $19,375 | 0.40 | |
| $57,220 | $72,031 | $78,532 | $17,778 | 0.25 | |
| $64,460 | $68,643 | $77,801 | $15,850 | 0.23 | |
| $54,844 | $68,187 | $80,617 | $20,500 | 0.30 | |
| $11,678 | $68,082 | $78,482 | $19,462 | 0.29 | |
| $13,099 | $67,186 | $84,502 | $17,641 | 0.26 | |
| National Median | β | $53,694 | β | $25,000 | 0.47 |
Career Paths
Occupations commonly associated with accounting graduates
Financial Managers
Treasurers and Controllers
Investment Fund Managers
Financial and Investment Analysts
Financial Risk Specialists
Financial Examiners
Budget Analysts
Business Teachers, Postsecondary
Accountants and Auditors
Tax Examiners and Collectors, and Revenue Agents
Bookkeeping, Accounting, and Auditing Clerks
Payroll and Timekeeping Clerks
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Houston-Clear Lake, approximately 44% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 103 graduates with reported earnings and 96 graduates with debt data. Small samples may not be representative.