Location: Victoria, TX•In-State Tuition: $7,499•Out-of-State Tuition: $17,291•Admission Rate: 77%•Avg SAT: 1085
Median Earnings (1yr)
$50,812
35th percentile
40th percentile in Texas
Median Debt
$17,702
24% below national median
D/E Ratio: 0.35 ManageableSample: 25 graduates Limited data

Analysis

University of Houston-Victoria's finance program offers a surprisingly affordable path into the field, but the small graduating class size—fewer than 30 students—means these numbers could shift dramatically year to year. The $17,702 median debt sits well below both Texas ($22,500) and national ($23,332) medians, giving graduates a meaningful advantage with a debt-to-earnings ratio of just 0.35. That's manageable by any standard.

The earnings picture is more complicated. Starting at $50,812 and growing to $57,175 after four years represents solid 13% growth, but these figures trail both Texas and national medians throughout. Among Texas finance programs, this ranks around the 40th percentile—middle of the pack in a state dominated by powerhouses like UT Austin ($81,844) and Texas A&M ($71,409). The earnings gap isn't catastrophic, but it's substantial enough to matter when compounded over a career.

For families prioritizing affordability and avoiding debt, this program delivers. The combination of low borrowing and steady earnings growth means graduates can build financial stability quickly. However, students with competitive profiles might reasonably ask whether the $1,000 difference in admissions selectivity between UH-Victoria and higher-earning programs justifies potentially leaving $15,000-20,000 annually on the table long-term. The small sample size adds another layer of uncertainty—next year's cohort could look quite different.

Where University of Houston-Victoria Stands

Earnings vs. debt across all finance and financial management services bachelors's programs nationally

University of Houston-VictoriaOther finance and financial management services programs

Dashed lines show national medians. Upper-left = best value.

Earnings Distribution

How University of Houston-Victoria graduates compare to all programs nationally

University of Houston-Victoria earns $51k — 35th percentile among finance and financial management services bachelors programs.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

School1 Year4 YearsGrowth
University of Houston-Victoria$50,812$57,175+13%
Southern Methodist University$83,159$113,839+37%
The University of Texas at Austin$81,844$95,994+17%
Texas A&M University-College Station$71,409$90,976+27%
Texas Christian University$78,453$90,933+16%

Compare to Similar Programs in Texas

Finance and Financial Management Services bachelors's programs at peer institutions in Texas (59 total in state)

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SchoolIn-State TuitionEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
University of Houston-VictoriaVictoria$7,499$50,812$57,175$17,7020.35
Southern Methodist UniversityDallas$64,460$83,159$113,839$19,5000.23
The University of Texas at AustinAustin$11,678$81,844$95,994$20,5000.25
Texas Christian UniversityFort Worth$57,220$78,453$90,933$19,5000.25
Texas A&M University-College StationCollege Station$13,099$71,409$90,976$16,8800.24
University of Phoenix-TexasDallas—$70,963$59,017$48,4690.68
National Median—$53,590—$23,3320.44

Career Paths

Occupations commonly associated with finance and financial management services graduates

Financial Managers

Plan, direct, or coordinate accounting, investing, banking, insurance, securities, and other financial activities of a branch, office, or department of an establishment.

$161,700/yrJobs growth:Bachelor's degree

Treasurers and Controllers

Direct financial activities, such as planning, procurement, and investments for all or part of an organization.

$161,700/yrJobs growth:Bachelor's degree

Investment Fund Managers

Plan, direct, or coordinate investment strategy or operations for a large pool of liquid assets supplied by institutional investors or individual investors.

$161,700/yrJobs growth:Bachelor's degree

Chief Executives

Determine and formulate policies and provide overall direction of companies or private and public sector organizations within guidelines set up by a board of directors or similar governing body. Plan, direct, or coordinate operational activities at the highest level of management with the help of subordinate executives and staff managers.

$105,350/yrJobs growth:Bachelor's degree

Chief Sustainability Officers

Communicate and coordinate with management, shareholders, customers, and employees to address sustainability issues. Enact or oversee a corporate sustainability strategy.

$105,350/yrJobs growth:Bachelor's degree

General and Operations Managers

Plan, direct, or coordinate the operations of public or private sector organizations, overseeing multiple departments or locations. Duties and responsibilities include formulating policies, managing daily operations, and planning the use of materials and human resources, but are too diverse and general in nature to be classified in any one functional area of management or administration, such as personnel, purchasing, or administrative services. Usually manage through subordinate supervisors. Excludes First-Line Supervisors.

$105,350/yrJobs growth:Bachelor's degree

Personal Financial Advisors

Advise clients on financial plans using knowledge of tax and investment strategies, securities, insurance, pension plans, and real estate. Duties include assessing clients' assets, liabilities, cash flow, insurance coverage, tax status, and financial objectives. May also buy and sell financial assets for clients.

$102,140/yrJobs growth:Bachelor's degree

Financial and Investment Analysts

Conduct quantitative analyses of information involving investment programs or financial data of public or private institutions, including valuation of businesses.

$101,910/yrJobs growth:Bachelor's degree

Financial Risk Specialists

Analyze and measure exposure to credit and market risk threatening the assets, earning capacity, or economic state of an organization. May make recommendations to limit risk.

$101,910/yrJobs growth:Bachelor's degree

Budget Analysts

Examine budget estimates for completeness, accuracy, and conformance with procedures and regulations. Analyze budgeting and accounting reports.

$87,930/yrJobs growth:Bachelor's degree

Business Teachers, Postsecondary

Teach courses in business administration and management, such as accounting, finance, human resources, labor and industrial relations, marketing, and operations research. Includes both teachers primarily engaged in teaching and those who do a combination of teaching and research.

$83,980/yrJobs growth:

Insurance Underwriters

Review individual applications for insurance to evaluate degree of risk involved and determine acceptance of applications.

$79,880/yrJobs growth:Bachelor's degree
About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Houston-Victoria, approximately 44% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 25 graduates with reported earnings and 35 graduates with debt data. Small samples may not be representative.