Median Earnings (1yr)
$50,812
35th percentile (40th in TX)
Median Debt
$17,702
24% below national median
Debt-to-Earnings
0.35
Manageable
Sample Size
25
Limited data

Analysis

University of Houston-Victoria's finance program offers a surprisingly affordable path into the field, but the small graduating class size—fewer than 30 students—means these numbers could shift dramatically year to year. The $17,702 median debt sits well below both Texas ($22,500) and national ($23,332) medians, giving graduates a meaningful advantage with a debt-to-earnings ratio of just 0.35. That's manageable by any standard.

The earnings picture is more complicated. Starting at $50,812 and growing to $57,175 after four years represents solid 13% growth, but these figures trail both Texas and national medians throughout. Among Texas finance programs, this ranks around the 40th percentile—middle of the pack in a state dominated by powerhouses like UT Austin ($81,844) and Texas A&M ($71,409). The earnings gap isn't catastrophic, but it's substantial enough to matter when compounded over a career.

For families prioritizing affordability and avoiding debt, this program delivers. The combination of low borrowing and steady earnings growth means graduates can build financial stability quickly. However, students with competitive profiles might reasonably ask whether the $1,000 difference in admissions selectivity between UH-Victoria and higher-earning programs justifies potentially leaving $15,000-20,000 annually on the table long-term. The small sample size adds another layer of uncertainty—next year's cohort could look quite different.

Where University of Houston-Victoria Stands

Earnings vs. debt across all finance and financial management services bachelors's programs nationally

University of Houston-VictoriaOther finance and financial management services programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How University of Houston-Victoria graduates compare to all programs nationally

University of Houston-Victoria graduates earn $51k, placing them in the 35th percentile of all finance and financial management services bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Texas

Finance and Financial Management Services bachelors's programs at peer institutions in Texas (59 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
University of Houston-Victoria$50,812$57,175$17,7020.35
Southern Methodist University$83,159$113,839$19,5000.23
The University of Texas at Austin$81,844$95,994$20,5000.25
Texas Christian University$78,453$90,933$19,5000.25
Texas A&M University-College Station$71,409$90,976$16,8800.24
University of Phoenix-Texas$70,963$59,017$48,4690.68
National Median$53,590—$23,3320.44

Other Finance and Financial Management Services Programs in Texas

Compare tuition, earnings, and debt across Texas schools

SchoolIn-State TuitionEarnings (1yr)Debt
Southern Methodist University
Dallas
$64,460$83,159$19,500
The University of Texas at Austin
Austin
$11,678$81,844$20,500
Texas Christian University
Fort Worth
$57,220$78,453$19,500
Texas A&M University-College Station
College Station
$13,099$71,409$16,880
University of Phoenix-Texas
Dallas
—$70,963$48,469

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Houston-Victoria, approximately 44% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 25 graduates with reported earnings and 35 graduates with debt data. Small samples may not be representative.