Psychology at University of Illinois Chicago
Bachelor's Degree
Analysis
What happens when strong earnings growth meets exceptional debt management? UIC's psychology program shows graduates earning $30,565 initially but jumping to $47,000 by year four—a solid 54% increase that outpaces most bachelor's programs. More impressive is the debt picture: at just $17,500, UIC ranks in the 95th percentile nationally for low debt, meaning 95% of psychology programs leave students with higher debt loads.
The tradeoff becomes clear when comparing to Illinois competitors. While UIC graduates start below the state median of $32,287 and trail programs like Northwestern ($44,088) and St. Augustine College ($42,911), they're carrying significantly less debt than the typical Illinois psychology graduate ($25,511 versus $17,500). This creates a manageable debt-to-earnings ratio of 0.57—well below concerning thresholds.
For families prioritizing financial sustainability over prestige, UIC delivers strong value. The robust earnings trajectory suggests graduates build marketable skills, while the low debt burden provides flexibility for graduate school or career pivots common in psychology. With 50% of students receiving Pell grants, UIC clearly serves cost-conscious families effectively, making this a sensible choice for students planning psychology careers without the burden of excessive debt.
Where University of Illinois Chicago Stands
Earnings vs. debt across all psychology bachelors's programs nationally
Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.
Earnings Distribution
How University of Illinois Chicago graduates compare to all programs nationally
University of Illinois Chicago graduates earn $31k, placing them in the 42th percentile of all psychology bachelors programs nationally.
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.
Compare to Similar Programs in Illinois
Psychology bachelors's programs at peer institutions in Illinois (52 total in state)
| School | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|
| University of Illinois Chicago | $30,565 | $47,000 | $17,500 | 0.57 |
| Northwestern University | $44,088 | $61,389 | $14,500 | 0.33 |
| St. Augustine College | $42,911 | — | $5,050 | 0.12 |
| Trinity International University-Illinois | $39,980 | — | $24,562 | 0.61 |
| The Chicago School at Chicago | $39,596 | — | $40,645 | 1.03 |
| National Louis University | $35,798 | — | $37,170 | 1.04 |
| National Median | $31,482 | — | $25,500 | 0.81 |
Other Psychology Programs in Illinois
Compare tuition, earnings, and debt across Illinois schools
| School | In-State Tuition | Earnings (1yr) | Debt |
|---|---|---|---|
| Northwestern University Evanston | $65,997 | $44,088 | $14,500 |
| St. Augustine College Chicago | $13,288 | $42,911 | $5,050 |
| Trinity International University-Illinois Deerfield | $12,320 | $39,980 | $24,562 |
| The Chicago School at Chicago Chicago | $20,844 | $39,596 | $40,645 |
| National Louis University Chicago | $12,345 | $35,798 | $37,170 |
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Illinois Chicago, approximately 50% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 478 graduates with reported earnings and 513 graduates with debt data. Small samples may not be representative.