Analysis
A psychology bachelor's degree with an estimated debt load of $20,500 sits right at the national median, but the projected first-year earnings of $34,769 place graduates in a challenging financial position. Similar research psychology programs across Kansas—including Kansas State's reported outcome of $36,257—suggest starting salaries in the mid-$30,000s are typical for this field. With a debt-to-earnings ratio of 0.59, graduates would owe roughly 7 months of their gross annual salary, a manageable but not comfortable burden for an entry-level income that barely edges above $33,000.
The reality is that psychology bachelor's degrees rarely lead directly to high-paying careers without additional credentials. Many graduates pursue master's or doctoral programs to become licensed practitioners, or they pivot to adjacent fields like human resources, social services, or market research—roles where earning potential varies considerably. Kansas's accessible state school pricing helps keep debt reasonable compared to private alternatives, but the field itself imposes income limitations at this credential level. If your child plans to stop at a bachelor's degree rather than pursue graduate education, comparable programs suggest they'll face several years of modest earnings while establishing themselves professionally.
Where University of Kansas Stands
Earnings vs. debt across all research and experimental psychology bachelors's programs nationally
Compare to Similar Programs in Kansas
Research and Experimental Psychology bachelors's programs at peer institutions in Kansas (4 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $11,700 | $34,769* | — | $20,500* | — | |
| $10,942 | $36,257* | — | $20,035* | 0.55 | |
| National Median | — | $34,768* | — | $21,500* | 0.62 |
Career Paths
Occupations commonly associated with research and experimental psychology graduates
Statisticians
Biostatisticians
Medical Scientists, Except Epidemiologists
Clinical and Counseling Psychologists
Psychologists, All Other
Neuropsychologists
Clinical Neuropsychologists
Psychology Teachers, Postsecondary
Health Specialties Teachers, Postsecondary
Child, Family, and School Social Workers
Managers, All Other
Compliance Managers
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Kansas, approximately 20% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 84 similar programs. Actual outcomes may vary.