Median Earnings (1yr)
$41,713
15th percentile (25th in KY)
Median Debt
$26,942
18% above national median
Debt-to-Earnings
0.65
Manageable
Sample Size
61
Adequate data

Analysis

Kentucky economics graduates start nearly $10,000 below the national median for their major, and while 34% earnings growth brings them to $55,856 by year four, they remain in the bottom quarter of economics programs statewide. Among Kentucky's dozen economics offerings, only a handful perform worse—Centre College and Western Kentucky both deliver stronger outcomes despite this program carrying higher debt loads than Centre's typical graduate.

The silver lining is genuine: debt management here is exceptional. At $26,942, borrowing sits in the 6th percentile nationally for economics programs, meaning 94% of comparable programs saddle students with more debt. The 0.65 debt-to-earnings ratio is completely manageable, particularly as salaries climb into the mid-$50,000s. With Kentucky's relatively low cost of living, these earnings stretch further than coastal equivalents.

The question for families is whether $41,713 starting salary justifies an economics degree when the field typically commands higher premiums. If your student is genuinely passionate about economics and plans to leverage UK's alumni network within Kentucky, the low debt makes this workable. But if graduate school or competitive out-of-state opportunities are on the horizon, understand that this program starts you behind peers from stronger economics programs—and catching up requires either exceptional individual performance or additional credentials.

Where University of Kentucky Stands

Earnings vs. debt across all economics bachelors's programs nationally

University of KentuckyOther economics programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How University of Kentucky graduates compare to all programs nationally

University of Kentucky graduates earn $42k, placing them in the 15th percentile of all economics bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Kentucky

Economics bachelors's programs at peer institutions in Kentucky (12 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
University of Kentucky$41,713$55,856$26,9420.65
Western Kentucky University$53,857$55,446$19,5000.36
Centre College$51,077$67,177$27,0000.53
National Median$51,722—$22,8160.44

Other Economics Programs in Kentucky

Compare tuition, earnings, and debt across Kentucky schools

SchoolIn-State TuitionEarnings (1yr)Debt
Western Kentucky University
Bowling Green
$11,436$53,857$19,500
Centre College
Danville
$50,550$51,077$27,000

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Kentucky, approximately 22% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 61 graduates with reported earnings and 65 graduates with debt data. Small samples may not be representative.