Psychology at University of Maine at Farmington
Bachelor's Degree
Analysis
UMaine Farmington's psychology graduates earn about $31,000 annually—and that figure doesn't improve over time. Four years post-graduation, earnings remain virtually flat while peers at other Maine schools see typical growth. This places the program in the bottom half among Maine's psychology offerings (40th percentile), trailing the state median by roughly $3,000. Even within Maine's relatively small higher education landscape, graduates from University of Maine's flagship campus, UNE, and Husson all earn noticeably more.
The $25,358 in median debt seems manageable at first glance—it's below both state and national averages. But paired with stagnant earnings barely above $30,000, repayment becomes a years-long commitment on an entry-level salary. The debt-to-earnings ratio of 0.82 means nearly a full year's salary goes toward paying off loans, which matters more when there's no earnings trajectory to bank on. For context, psychology graduates at Colby College—admittedly a much more selective school—earn nearly $10,000 more annually.
The core issue isn't the debt load; it's what graduates can reasonably do with a psychology bachelor's degree from this program. If your child plans to pursue graduate work or licensure (which most practicing psychologists need), these baseline earnings might be adequate for a temporary stepping stone. But as a standalone degree leading directly to work, this program underdelivers compared to nearby alternatives.
Where University of Maine at Farmington Stands
Earnings vs. debt across all psychology bachelors's programs nationally
Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.
Earnings Distribution
How University of Maine at Farmington graduates compare to all programs nationally
University of Maine at Farmington graduates earn $31k, placing them in the 46th percentile of all psychology bachelors programs nationally.
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.
Compare to Similar Programs in Maine
Psychology bachelors's programs at peer institutions in Maine (11 total in state)
| School | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|
| University of Maine at Farmington | $31,011 | $30,980 | $25,358 | 0.82 |
| Colby College | $40,842 | $51,623 | — | — |
| Husson University | $35,259 | $40,628 | $29,000 | 0.82 |
| University of New England | $34,791 | $45,506 | $27,000 | 0.78 |
| University of Maine | $34,123 | $35,249 | $26,909 | 0.79 |
| University of Southern Maine | $33,621 | $36,601 | $20,730 | 0.62 |
| National Median | $31,482 | — | $25,500 | 0.81 |
Other Psychology Programs in Maine
Compare tuition, earnings, and debt across Maine schools
| School | In-State Tuition | Earnings (1yr) | Debt |
|---|---|---|---|
| Colby College Waterville | $66,600 | $40,842 | — |
| Husson University Bangor | $22,194 | $35,259 | $29,000 |
| University of New England Biddeford | $42,550 | $34,791 | $27,000 |
| University of Maine Orono | $12,606 | $34,123 | $26,909 |
| University of Southern Maine Portland | $10,920 | $33,621 | $20,730 |
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Maine at Farmington, approximately 32% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 34 graduates with reported earnings and 54 graduates with debt data. Small samples may not be representative.