Median Earnings (1yr)
$31,011
46th percentile
40th percentile in Maine
Median Debt
$25,358
1% below national median

Analysis

UMaine Farmington's psychology graduates earn about $31,000 annually—and that figure doesn't improve over time. Four years post-graduation, earnings remain virtually flat while peers at other Maine schools see typical growth. This places the program in the bottom half among Maine's psychology offerings (40th percentile), trailing the state median by roughly $3,000. Even within Maine's relatively small higher education landscape, graduates from University of Maine's flagship campus, UNE, and Husson all earn noticeably more.

The $25,358 in median debt seems manageable at first glance—it's below both state and national averages. But paired with stagnant earnings barely above $30,000, repayment becomes a years-long commitment on an entry-level salary. The debt-to-earnings ratio of 0.82 means nearly a full year's salary goes toward paying off loans, which matters more when there's no earnings trajectory to bank on. For context, psychology graduates at Colby College—admittedly a much more selective school—earn nearly $10,000 more annually.

The core issue isn't the debt load; it's what graduates can reasonably do with a psychology bachelor's degree from this program. If your child plans to pursue graduate work or licensure (which most practicing psychologists need), these baseline earnings might be adequate for a temporary stepping stone. But as a standalone degree leading directly to work, this program underdelivers compared to nearby alternatives.

Where University of Maine at Farmington Stands

Earnings vs. debt across all psychology bachelors's programs nationally

Earnings Distribution

How University of Maine at Farmington graduates compare to all programs nationally

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

School1 Year4 YearsGrowth
University of Maine at Farmington$31,011$30,980-0%
Colby College$40,842$51,623+26%
University of New England$34,791$45,506+31%
Husson University$35,259$40,628+15%
Thomas College$33,368$37,397+12%

Compare to Similar Programs in Maine

Psychology bachelors's programs at peer institutions in Maine (11 total in state)

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SchoolIn-State TuitionEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
University of Maine at FarmingtonFarmington$10,989$31,011$30,980$25,3580.82
Colby CollegeWaterville$66,600$40,842$51,623
Husson UniversityBangor$22,194$35,259$40,628$29,0000.82
University of New EnglandBiddeford$42,550$34,791$45,506$27,0000.78
University of MaineOrono$12,606$34,123$35,249$26,9090.79
University of Southern MainePortland$10,920$33,621$36,601$20,7300.62
National Median$31,482$25,5000.81

Career Paths

Occupations commonly associated with psychology graduates

Industrial-Organizational Psychologists

Apply principles of psychology to human resources, administration, management, sales, and marketing problems. Activities may include policy planning; employee testing and selection, training, and development; and organizational development and analysis. May work with management to organize the work setting to improve worker productivity.

$94,310/yrJobs growth:

Clinical and Counseling Psychologists

Assess, diagnose, and treat mental and emotional disorders of individuals through observation, interview, and psychological tests. Help individuals with distress or maladjustment understand their problems through their knowledge of case history, interviews with patients, and theory. Provide individual or group counseling services to assist individuals in achieving more effective personal, social, educational, and vocational development and adjustment. May design behavior modification programs and consult with medical personnel regarding the best treatment for patients.

$94,310/yrJobs growth:

Psychologists, All Other

All psychologists not listed separately.

$94,310/yrJobs growth:

Neuropsychologists

Apply theories and principles of neuropsychology to evaluate and diagnose disorders of higher cerebral functioning, often in research and medical settings. Study the human brain and the effect of physiological states on human cognition and behavior. May formulate and administer programs of treatment.

$94,310/yrJobs growth:

Clinical Neuropsychologists

Assess and diagnose patients with neurobehavioral problems related to acquired or developmental disorders of the nervous system, such as neurodegenerative disorders, traumatic brain injury, seizure disorders, and learning disabilities. Recommend treatment after diagnosis, such as therapy, medication, or surgery. Assist with evaluation before and after neurosurgical procedures, such as deep brain stimulation.

$94,310/yrJobs growth:

Psychology Teachers, Postsecondary

Teach courses in psychology, such as child, clinical, and developmental psychology, and psychological counseling. Includes both teachers primarily engaged in teaching and those who do a combination of teaching and research.

$83,980/yrJobs growth:

Managers, All Other

All managers not listed separately.

Loss Prevention Managers

Plan and direct policies, procedures, or systems to prevent the loss of assets. Determine risk exposure or potential liability, and develop risk control measures.

Social Science Research Assistants

Assist social scientists in laboratory, survey, and other social science research. May help prepare findings for publication and assist in laboratory analysis, quality control, or data management.

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Maine at Farmington, approximately 32% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 34 graduates with reported earnings and 54 graduates with debt data. Small samples may not be representative.