Analysis
A biology degree focused on microbiology and immunology typically launches graduates into lab tech roles or positions requiring further education, and the estimated $38,040 starting salary reflects this reality. That figure comes from national data on similar programs, since Maine's single offering—this University of Maine program—has too few graduates to report publicly. The estimated debt load of $22,102 translates to a manageable 0.58 ratio, meaning you'd owe about seven months of first-year earnings, which sits comfortably below the danger threshold where debt becomes burdensome.
The challenge is what that first-year salary actually means. Many microbiology graduates pursue medical school, graduate programs, or specialized certifications where their real earning power emerges years later. If your child sees this as a stepping stone to advanced training, the modest debt is an advantage. But if they're planning to enter the workforce directly after graduation, they should understand that lab positions often require living frugally initially, even in Maine where costs are lower than major metro areas.
The real question: Is your student committed to the life sciences path? With a 96% admission rate, UMaine offers accessible entry to a rigorous field, but without state comparison data or school-specific outcomes, you're investing based on faith in your child's graduate school ambitions or willingness to start modestly. The debt won't sink them, but the degree alone won't make them financially comfortable either.
Where University of Maine Stands
Earnings vs. debt across all microbiological sciences and immunology bachelors's programs nationally
Compare to Similar Programs Nationally
Microbiological Sciences and Immunology bachelors's programs at top institutions nationally
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $12,606 | $38,040* | — | $22,102* | — | |
| $7,424 | $56,071* | $73,604 | $24,120* | 0.43 | |
| $11,075 | $55,807* | — | $22,138* | 0.40 | |
| $9,651 | $54,290* | $46,419 | $25,464* | 0.47 | |
| $14,850 | $50,706* | — | $14,308* | 0.28 | |
| $11,205 | $49,186* | $54,549 | $23,480* | 0.48 | |
| National Median | — | $38,040* | — | $21,868* | 0.57 |
Career Paths
Occupations commonly associated with microbiological sciences and immunology graduates
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Medical and Health Services Managers
Medical Scientists, Except Epidemiologists
Microbiologists
Epidemiologists
Biological Science Teachers, Postsecondary
Health Specialties Teachers, Postsecondary
Biological Technicians
Food Science Technicians
Biological Scientists, All Other
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Maine, approximately 22% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 57 similar programs. Actual outcomes may vary.