Est. Earnings (1yr)
$36,337
Est. from MD median (6 programs)
Est. Median Debt
$28,750
Est. from MD median (5 programs)

Analysis

Similar Liberal Arts programs across Maryland typically produce first-year earnings around $36,300—a figure that aligns precisely with the national median but trails the state's stronger programs by $10,000 to $12,000. At UMBC, a well-regarded public research university with selective admissions (SAT 1299), you might reasonably expect outcomes above this state average, yet without actual graduate data, that remains speculative. The estimated $28,750 in debt falls near both state and national benchmarks, creating a manageable 0.79 debt-to-earnings ratio that suggests graduates could handle their loans without severe strain.

The challenge here is purely informational: we're comparing peer program estimates to what could be a distinct reality at UMBC. The university's academic reputation and student profile differ meaningfully from some of the comparison schools used to generate these figures. Liberal Arts degrees are inherently versatile but vague, with career outcomes varying dramatically based on individual choices about internships, graduate school, and career paths—factors that don't show up in any aggregate data.

The practical question is whether you're comfortable making a decision based on what similar programs produce rather than what this specific program delivers. If your student is drawn to UMBC for its STEM-forward culture and research opportunities, this degree might serve as a foundation for graduate work or career pivots that justify the investment. If the goal is immediate earning power with a clear credential, the estimated figures suggest modest financial returns that place this squarely in the "it depends what you do with it" category.

Where University of Maryland-Baltimore County Stands

Earnings vs. debt across all liberal arts and sciences, general studies and humanities bachelors's programs nationally

Compare to Similar Programs in Maryland

Liberal Arts and Sciences, General Studies and Humanities bachelors's programs at peer institutions in Maryland (14 total in state)

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SchoolIn-State TuitionEarnings (1yr)*Earnings (4yr)Median Debt*Debt/Earnings
University of Maryland-Baltimore CountyBaltimore$12,952$36,337*$28,750*
Notre Dame of Maryland UniversityBaltimore$41,910$48,819*$47,178$28,000*0.57
Morgan State UniversityBaltimore$8,118$39,699*$32,512*0.82
Salisbury UniversitySalisbury$10,638$38,478*$49,700$25,000*0.65
University of Maryland Global CampusAdelphi$7,992$34,196*$37,432$20,500*0.60
Frostburg State UniversityFrostburg$9,998$32,889*$47,725$28,750*0.87
National Median$36,340*$27,000*0.74
* Estimated from similar programs

Career Paths

Occupations commonly associated with liberal arts and sciences, general studies and humanities graduates

Postsecondary Teachers, All Other

All postsecondary teachers not listed separately.

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Maryland-Baltimore County, approximately 30% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 6 similar programs in MD. Actual outcomes may vary.