Median Earnings (1yr)
$78,568
65th percentile (40th in MD)
Median Debt
$21,500
20% below national median
Debt-to-Earnings
0.27
Manageable
Sample Size
526
Adequate data

Analysis

This University of Maryland Baltimore nursing program delivers solid early earnings but shows concerning patterns that warrant careful consideration. Graduates earn $78,568 in their first year—above the national average of $74,888 and ranking in the 65th percentile nationally. However, within Maryland's competitive nursing landscape, this program sits at just the 40th percentile, trailing the state median by nearly $1,000 and ranking 6th among 13 programs.

The debt picture is less favorable, with graduates carrying $21,500 in debt compared to the national median of $27,000—though this lands in the 84th percentile nationally, meaning most programs saddle students with less debt. More troubling is the negative earnings trajectory: graduates actually earn $3,200 less four years out than in their first year, suggesting limited career advancement potential compared to other nursing programs where earnings typically grow.

For a parent evaluating this investment, the 0.27 debt-to-earnings ratio is reasonable and the program provides reliable entry into a stable profession. However, given that several Maryland nursing programs offer both higher starting salaries and better growth potential—with top programs like UMD Global Campus reaching over $92,000—this represents a middle-tier option in a state with stronger alternatives. The robust sample size gives confidence in these figures, making this a safe but not exceptional choice for nursing education in Maryland.

Where University of Maryland Baltimore Stands

Earnings vs. debt across all registered nursing, nursing administration, nursing research and clinical nursing bachelors's programs nationally

University of Maryland BaltimoreOther registered nursing, nursing administration, nursing research and clinical nursing programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How University of Maryland Baltimore graduates compare to all programs nationally

University of Maryland Baltimore graduates earn $79k, placing them in the 65th percentile of all registered nursing, nursing administration, nursing research and clinical nursing bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Maryland

Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing bachelors's programs at peer institutions in Maryland (13 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
University of Maryland Baltimore$78,568$75,365$21,5000.27
University of Maryland Global Campus$92,323$81,793$19,0840.21
Washington Adventist University$85,352—$47,0330.55
Notre Dame of Maryland University$83,354$82,904$26,0000.31
Frostburg State University$82,617$82,068$22,7500.28
Towson University$80,344$74,833$23,3780.29
National Median$74,888—$27,0000.36

Other Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing Programs in Maryland

Compare tuition, earnings, and debt across Maryland schools

SchoolIn-State TuitionEarnings (1yr)Debt
University of Maryland Global Campus
Adelphi
$7,992$92,323$19,084
Washington Adventist University
Takoma Park
$25,200$85,352$47,033
Notre Dame of Maryland University
Baltimore
$41,910$83,354$26,000
Frostburg State University
Frostburg
$9,998$82,617$22,750
Towson University
Towson
$11,306$80,344$23,378

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Maryland Baltimore, approximately 25% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 526 graduates with reported earnings and 483 graduates with debt data. Small samples may not be representative.