Analysis
A debt-to-earnings ratio of 0.52 based on peer agriculture programs nationwide signals manageable debt, though the real story here is what happens after year one. While similar programs suggest first-year earnings around $39,438, this program's reported four-year earnings of $62,121 show a 58% jump—a trajectory that should ease any initial concerns about starting salaries. That growth pattern is typical in agricultural careers where fieldwork and entry-level positions give way to farm management, agribusiness roles, or specialized technical positions.
The estimated $20,625 debt load aligns with national medians for agriculture bachelor's programs, putting graduates roughly six months of first-year earnings in the hole. Given UMD's selectivity and the program's demonstrated mid-career earnings, this represents a reasonable investment for students genuinely committed to the field. Agriculture degrees serve specific career paths—not general business roles—so fit matters more than raw numbers.
The practical takeaway: if your child is drawn to agricultural science, sustainability, or food systems work, the estimated financial picture here won't derail them. The four-year earnings data suggests this program delivers on agriculture's promise of steady advancement, even if the starting line looks modest. Just confirm they're committed to the sector itself, not just pursuing a bachelor's degree for its own sake.
Where University of Maryland-College Park Stands
Earnings vs. debt across all agriculture bachelors's programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| University of Maryland-College Park | — | $62,121 | — |
| California Polytechnic State University-San Luis Obispo | $64,786 | $57,972 | -11% |
| Texas A&M University-College Station | $59,625 | $56,790 | -5% |
| Texas State University | $44,994 | $56,642 | +26% |
| Northwest Missouri State University | $38,678 | $56,471 | +46% |
Compare to Similar Programs Nationally
Agriculture bachelors's programs at top institutions nationally
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $11,505 | $39,438* | $62,121 | $20,625* | — | |
| $11,075 | $64,786* | $57,972 | $21,903* | 0.34 | |
| $13,099 | $59,625* | $56,790 | $18,585* | 0.31 | |
| $10,857 | $55,828* | — | $25,000* | 0.45 | |
| $11,852 | $54,596* | $42,800 | $27,000* | 0.49 | |
| $66,014 | $53,465* | $48,476 | $15,599* | 0.29 | |
| National Median | — | $39,438* | — | $20,625* | 0.52 |
Career Paths
Occupations commonly associated with agriculture graduates
Agricultural Sciences Teachers, Postsecondary
Animal Scientists
Food Scientists and Technologists
Soil and Plant Scientists
Agricultural Technicians
Precision Agriculture Technicians
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Maryland-College Park, approximately 19% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 47 similar programs. Actual outcomes may vary.