Analysis
The University of Maryland-College Park is a selective flagship where actual graduate outcomes aren't publicly available, but comparable business programs across Maryland suggest modest first-year earnings around $50,500. That figure sits right at the state median and slightly above the national benchmark of $47,500—reasonable but hardly exceptional for a university with a 1463 average SAT score and a competitive Robert H. Smith School of Business. The estimated $23,600 in debt translates to a manageable 0.47 debt-to-earnings ratio, though this falls below the state's typical $26,000 for business degrees.
What's striking is how peer programs in Maryland show a wide range: Strayer graduates reportedly earn $55,400 in their first year, while Washington College sits closer to $48,700. UMD's position in the middle of this pack—paired with its stronger academic profile—raises questions about whether its business degree delivers the career acceleration you'd expect from a flagship. The suppressed data makes it impossible to know if UMD's actual outcomes beat or trail these estimates.
For parents weighing this investment, the estimated debt load appears reasonable relative to likely earnings, but you're essentially betting on a school's reputation without knowing if its business program actually outperforms less selective alternatives. If career services, alumni networks, and specific concentrations within Smith matter to your family, those intangibles become more important than usual when concrete outcomes remain uncertain.
Where University of Maryland-College Park Stands
Earnings vs. debt across all business/commerce bachelors's programs nationally
Compare to Similar Programs in Maryland
Business/Commerce bachelors's programs at peer institutions in Maryland (7 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $11,505 | $50,514* | — | $23,624* | — | |
| $13,920 | $55,431* | $59,763 | $56,517* | 1.02 | |
| $9,772 | $52,329* | $63,811 | $25,000* | 0.48 | |
| $54,356 | $48,699* | $72,505 | $27,000* | 0.55 | |
| $47,240 | $46,859* | $64,783 | $21,500* | 0.46 | |
| National Median | — | $47,506* | — | $26,000* | 0.55 |
Career Paths
Occupations commonly associated with business/commerce graduates
Sales Managers
Industrial Production Managers
Quality Control Systems Managers
Geothermal Production Managers
Biofuels Production Managers
Biomass Power Plant Managers
Hydroelectric Production Managers
Construction Managers
Administrative Services Managers
Facilities Managers
Security Managers
Chief Executives
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Maryland-College Park, approximately 19% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 4 similar programs in MD. Actual outcomes may vary.