Median Earnings (1yr)
$80,931
95th percentile
Median Debt
$18,750
17% below national median
Debt-to-Earnings
0.23
Manageable
Sample Size
32
Adequate data

Analysis

With starting salaries topping $80,000 and debt under $19,000, UMD-College Park's engineering program delivers strong fundamentals that would make any parent breathe easier. The debt-to-earnings ratio of 0.23 means graduates typically owe less than three months' salary—manageable by any measure. Nationally, this program sits in the 95th percentile for earnings, substantially ahead of the typical engineering bachelor's program. The caveat: Maryland only has one engineering program in this federal dataset, so the 60th percentile state ranking doesn't offer meaningful comparison.

What's surprising is the modest 6% earnings growth from year one to year four. While $86,000 four years out still represents solid compensation, engineering graduates from top programs often see steeper trajectories. This could reflect UMD engineering grads settling into stable government and defense contractor roles (plentiful in the DC-Baltimore corridor) rather than chasing Silicon Valley-style salary jumps. That's not necessarily bad—those roles offer excellent benefits and job security—but it's worth understanding the typical career path.

The real question is whether you're paying in-state or out-of-state tuition. For Maryland residents, this is a straightforward yes: elite engineering outcomes without the debt burden of private universities. Out-of-state families should weigh the total cost more carefully, since the strong-but-not-spectacular earnings growth might not justify premium tuition.

Where University of Maryland-College Park Stands

Earnings vs. debt across all engineering bachelors's programs nationally

University of Maryland-College ParkOther engineering programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How University of Maryland-College Park graduates compare to all programs nationally

University of Maryland-College Park graduates earn $81k, placing them in the 95th percentile of all engineering bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Maryland

Engineering bachelors's programs at peer institutions in Maryland

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
University of Maryland-College Park$80,931$85,817$18,7500.23
National Median$72,876—$22,6940.31

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Maryland-College Park, approximately 19% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 32 graduates with reported earnings and 35 graduates with debt data. Small samples may not be representative.