Est. Earnings (1yr)
$61,003
Est. from MD median (3 programs)
Est. Median Debt
$21,138
Est. from MD median (4 programs)

Analysis

In Maryland's competitive finance education landscape, where programs range from University of Maryland-College Park's $75,689 outcomes to Salisbury's $54,776, this program lands in the middle based on peer institutions. The estimated $61,003 first-year earnings from comparable Maryland finance programs matches the state median exactlyβ€”suggesting neither standout performance nor red flags relative to local alternatives. With over half of students receiving Pell grants, this could represent meaningful economic mobility for first-generation college students entering the finance sector.

The estimated debt-to-earnings ratio of 0.35 is quite manageable, especially for a field where salaries typically grow substantially in the first few years. Comparable Maryland programs suggest graduates leave with roughly $21,000 in debtβ€”below the national median for finance degrees and reasonable enough to repay on a $61,000 starting salary. That said, prospective students should recognize they're choosing a less competitive pathway than UMD-College Park, which produces 24% higher earnings despite serving the same state market.

The bottom line: If your child can gain admission to College Park's finance program, that's the superior investment. But for students who benefit from Eastern Shore's 90% admission rate and supportive environment for Pell-eligible students, peer program data suggests decent middle-class career outcomes without crushing debt. Just understand these are projections based on similar schools, not guaranteed returns specific to this campus.

Where University of Maryland Eastern Shore Stands

Earnings vs. debt across all finance and financial management services bachelors's programs nationally

Compare to Similar Programs in Maryland

Finance and Financial Management Services bachelors's programs at peer institutions in Maryland (5 total in state)

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SchoolIn-State TuitionEarnings (1yr)*Earnings (4yr)Median Debt*Debt/Earnings
University of Maryland Eastern ShorePrincess Anne$8,898$61,003*β€”$21,138*β€”
University of Maryland-College ParkCollege Park$11,505$75,689*$95,162$19,500*0.26
University of Maryland Global CampusAdelphi$7,992$61,003*$67,603$20,150*0.33
Salisbury UniversitySalisbury$10,638$54,776*$78,627$22,125*0.40
National Medianβ€”$53,590*β€”$23,332*0.44
* Estimated from similar programs

Career Paths

Occupations commonly associated with finance and financial management services graduates

Financial Managers

Plan, direct, or coordinate accounting, investing, banking, insurance, securities, and other financial activities of a branch, office, or department of an establishment.

$161,700/yrJobs growth:Bachelor's degree

Treasurers and Controllers

Direct financial activities, such as planning, procurement, and investments for all or part of an organization.

$161,700/yrJobs growth:Bachelor's degree

Investment Fund Managers

Plan, direct, or coordinate investment strategy or operations for a large pool of liquid assets supplied by institutional investors or individual investors.

$161,700/yrJobs growth:Bachelor's degree

Chief Executives

Determine and formulate policies and provide overall direction of companies or private and public sector organizations within guidelines set up by a board of directors or similar governing body. Plan, direct, or coordinate operational activities at the highest level of management with the help of subordinate executives and staff managers.

$105,350/yrJobs growth:Bachelor's degree

Chief Sustainability Officers

Communicate and coordinate with management, shareholders, customers, and employees to address sustainability issues. Enact or oversee a corporate sustainability strategy.

$105,350/yrJobs growth:Bachelor's degree

General and Operations Managers

Plan, direct, or coordinate the operations of public or private sector organizations, overseeing multiple departments or locations. Duties and responsibilities include formulating policies, managing daily operations, and planning the use of materials and human resources, but are too diverse and general in nature to be classified in any one functional area of management or administration, such as personnel, purchasing, or administrative services. Usually manage through subordinate supervisors. Excludes First-Line Supervisors.

$105,350/yrJobs growth:Bachelor's degree

Personal Financial Advisors

Advise clients on financial plans using knowledge of tax and investment strategies, securities, insurance, pension plans, and real estate. Duties include assessing clients' assets, liabilities, cash flow, insurance coverage, tax status, and financial objectives. May also buy and sell financial assets for clients.

$102,140/yrJobs growth:Bachelor's degree

Financial and Investment Analysts

Conduct quantitative analyses of information involving investment programs or financial data of public or private institutions, including valuation of businesses.

$101,910/yrJobs growth:Bachelor's degree

Financial Risk Specialists

Analyze and measure exposure to credit and market risk threatening the assets, earning capacity, or economic state of an organization. May make recommendations to limit risk.

$101,910/yrJobs growth:Bachelor's degree

Budget Analysts

Examine budget estimates for completeness, accuracy, and conformance with procedures and regulations. Analyze budgeting and accounting reports.

$87,930/yrJobs growth:Bachelor's degree

Business Teachers, Postsecondary

Teach courses in business administration and management, such as accounting, finance, human resources, labor and industrial relations, marketing, and operations research. Includes both teachers primarily engaged in teaching and those who do a combination of teaching and research.

$83,980/yrJobs growth:

Insurance Underwriters

Review individual applications for insurance to evaluate degree of risk involved and determine acceptance of applications.

$79,880/yrJobs growth:Bachelor's degree
About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Maryland Eastern Shore, approximately 53% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 3 similar programs in MD. Actual outcomes may vary.