Finance and Financial Management Services at University of Maryland Eastern Shore
Bachelor's Degree
wwwcp.umes.eduAnalysis
In Maryland's competitive finance education landscape, where programs range from University of Maryland-College Park's $75,689 outcomes to Salisbury's $54,776, this program lands in the middle based on peer institutions. The estimated $61,003 first-year earnings from comparable Maryland finance programs matches the state median exactlyβsuggesting neither standout performance nor red flags relative to local alternatives. With over half of students receiving Pell grants, this could represent meaningful economic mobility for first-generation college students entering the finance sector.
The estimated debt-to-earnings ratio of 0.35 is quite manageable, especially for a field where salaries typically grow substantially in the first few years. Comparable Maryland programs suggest graduates leave with roughly $21,000 in debtβbelow the national median for finance degrees and reasonable enough to repay on a $61,000 starting salary. That said, prospective students should recognize they're choosing a less competitive pathway than UMD-College Park, which produces 24% higher earnings despite serving the same state market.
The bottom line: If your child can gain admission to College Park's finance program, that's the superior investment. But for students who benefit from Eastern Shore's 90% admission rate and supportive environment for Pell-eligible students, peer program data suggests decent middle-class career outcomes without crushing debt. Just understand these are projections based on similar schools, not guaranteed returns specific to this campus.
Where University of Maryland Eastern Shore Stands
Earnings vs. debt across all finance and financial management services bachelors's programs nationally
Compare to Similar Programs in Maryland
Finance and Financial Management Services bachelors's programs at peer institutions in Maryland (5 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $8,898 | $61,003* | β | $21,138* | β | |
| $11,505 | $75,689* | $95,162 | $19,500* | 0.26 | |
| $7,992 | $61,003* | $67,603 | $20,150* | 0.33 | |
| $10,638 | $54,776* | $78,627 | $22,125* | 0.40 | |
| National Median | β | $53,590* | β | $23,332* | 0.44 |
Career Paths
Occupations commonly associated with finance and financial management services graduates
Financial Managers
Treasurers and Controllers
Investment Fund Managers
Chief Executives
Chief Sustainability Officers
General and Operations Managers
Personal Financial Advisors
Financial and Investment Analysts
Financial Risk Specialists
Budget Analysts
Business Teachers, Postsecondary
Insurance Underwriters
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Maryland Eastern Shore, approximately 53% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 3 similar programs in MD. Actual outcomes may vary.