Median Earnings (1yr)
$58,863
69th percentile
40th percentile in Maryland
Median Debt
$26,930
8% above national median

Analysis

University of Maryland Global Campus's accounting program sits in an interesting position: it outperforms the national average by nearly $5,000 annually while carrying slightly higher debt, but falls short of Maryland's own accounting benchmarks. Among the state's 17 accounting programs, this one ranks in the 40th percentileβ€”meaning Maryland graduates from other schools typically earn about $5,000-$10,000 more starting out.

The $26,930 in median debt is manageable with first-year earnings of $58,863, creating a debt-to-earnings ratio of 0.46 that's lower than most programs nationally. Strong earnings growth of 21% over four years suggests solid career trajectory, with graduates reaching $71,459 by year four. With a robust sample size, these numbers reliably reflect graduate outcomes.

For Maryland families, the calculation hinges on in-state alternatives. If your child can access University of Maryland-College Park or similar programs, those offer $10,000-$12,000 higher starting salaries for comparable debt. However, UMGC's flexible, online-focused format may appeal to non-traditional students or those balancing work and school. If the choice is between UMGC and an out-of-state private school at $50,000+ in debt, UMGC's conservative debt load makes it the smarter investment. The program delivers solid accounting credentials at a reasonable priceβ€”just not Maryland's best value in this field.

Where University of Maryland Global Campus Stands

Earnings vs. debt across all accounting bachelors's programs nationally

Earnings Distribution

How University of Maryland Global Campus graduates compare to all programs nationally

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

School1 Year4 YearsGrowth
University of Maryland Global Campus$58,863$71,459+21%
Loyola University Maryland$69,305$86,541+25%
University of Maryland-College Park$69,821$84,592+21%
Salisbury University$62,889$77,022+22%
McDaniel College$65,941$74,227+13%

Compare to Similar Programs in Maryland

Accounting bachelors's programs at peer institutions in Maryland (17 total in state)

Scroll to see more β†’

SchoolIn-State TuitionEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
University of Maryland Global CampusAdelphi$7,992$58,863$71,459$26,9300.46
University of Maryland-College ParkCollege Park$11,505$69,821$84,592$15,0000.21
Loyola University MarylandBaltimore$55,480$69,305$86,541$27,0000.39
Stevenson UniversityOwings Mills$39,708$67,261$73,483$24,9220.37
McDaniel CollegeWestminster$49,647$65,941$74,227$24,2100.37
Mount St. Mary's UniversityEmmitsburg$47,240$64,849$67,143$19,5000.30
National Medianβ€”$53,694β€”$25,0000.47

Career Paths

Occupations commonly associated with accounting graduates

Financial Managers

Plan, direct, or coordinate accounting, investing, banking, insurance, securities, and other financial activities of a branch, office, or department of an establishment.

$161,700/yrJobs growth:Bachelor's degree

Treasurers and Controllers

Direct financial activities, such as planning, procurement, and investments for all or part of an organization.

$161,700/yrJobs growth:Bachelor's degree

Investment Fund Managers

Plan, direct, or coordinate investment strategy or operations for a large pool of liquid assets supplied by institutional investors or individual investors.

$161,700/yrJobs growth:Bachelor's degree

Financial and Investment Analysts

Conduct quantitative analyses of information involving investment programs or financial data of public or private institutions, including valuation of businesses.

$101,910/yrJobs growth:Bachelor's degree

Financial Risk Specialists

Analyze and measure exposure to credit and market risk threatening the assets, earning capacity, or economic state of an organization. May make recommendations to limit risk.

$101,910/yrJobs growth:Bachelor's degree

Financial Examiners

Enforce or ensure compliance with laws and regulations governing financial and securities institutions and financial and real estate transactions. May examine, verify, or authenticate records.

$90,400/yrJobs growth:Bachelor's degree

Budget Analysts

Examine budget estimates for completeness, accuracy, and conformance with procedures and regulations. Analyze budgeting and accounting reports.

$87,930/yrJobs growth:Bachelor's degree

Business Teachers, Postsecondary

Teach courses in business administration and management, such as accounting, finance, human resources, labor and industrial relations, marketing, and operations research. Includes both teachers primarily engaged in teaching and those who do a combination of teaching and research.

$83,980/yrJobs growth:

Accountants and Auditors

Examine, analyze, and interpret accounting records to prepare financial statements, give advice, or audit and evaluate statements prepared by others. Install or advise on systems of recording costs or other financial and budgetary data.

$81,680/yrJobs growth:Bachelor's degree

Tax Examiners and Collectors, and Revenue Agents

Determine tax liability or collect taxes from individuals or business firms according to prescribed laws and regulations.

$59,740/yrJobs growth:Bachelor's degree

Bookkeeping, Accounting, and Auditing Clerks

Compute, classify, and record numerical data to keep financial records complete. Perform any combination of routine calculating, posting, and verifying duties to obtain primary financial data for use in maintaining accounting records. May also check the accuracy of figures, calculations, and postings pertaining to business transactions recorded by other workers.

$49,210/yrJobs growth:Some college, no degree

Payroll and Timekeeping Clerks

Compile and record employee time and payroll data. May compute employees' time worked, production, and commission. May compute and post wages and deductions, or prepare paychecks.

$48,650/yrJobs growth:High school diploma or equivalent
About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Maryland Global Campus, approximately 28% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 185 graduates with reported earnings and 223 graduates with debt data. Small samples may not be representative.