Median Earnings (1yr)
$58,863
69th percentile (40th in MD)
Median Debt
$26,930
8% above national median
Debt-to-Earnings
0.46
Manageable
Sample Size
185
Adequate data

Analysis

University of Maryland Global Campus's accounting program sits in an interesting position: it outperforms the national average by nearly $5,000 annually while carrying slightly higher debt, but falls short of Maryland's own accounting benchmarks. Among the state's 17 accounting programs, this one ranks in the 40th percentile—meaning Maryland graduates from other schools typically earn about $5,000-$10,000 more starting out.

The $26,930 in median debt is manageable with first-year earnings of $58,863, creating a debt-to-earnings ratio of 0.46 that's lower than most programs nationally. Strong earnings growth of 21% over four years suggests solid career trajectory, with graduates reaching $71,459 by year four. With a robust sample size, these numbers reliably reflect graduate outcomes.

For Maryland families, the calculation hinges on in-state alternatives. If your child can access University of Maryland-College Park or similar programs, those offer $10,000-$12,000 higher starting salaries for comparable debt. However, UMGC's flexible, online-focused format may appeal to non-traditional students or those balancing work and school. If the choice is between UMGC and an out-of-state private school at $50,000+ in debt, UMGC's conservative debt load makes it the smarter investment. The program delivers solid accounting credentials at a reasonable price—just not Maryland's best value in this field.

Where University of Maryland Global Campus Stands

Earnings vs. debt across all accounting bachelors's programs nationally

University of Maryland Global CampusOther accounting programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How University of Maryland Global Campus graduates compare to all programs nationally

University of Maryland Global Campus graduates earn $59k, placing them in the 69th percentile of all accounting bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Maryland

Accounting bachelors's programs at peer institutions in Maryland (17 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
University of Maryland Global Campus$58,863$71,459$26,9300.46
University of Maryland-College Park$69,821$84,592$15,0000.21
Loyola University Maryland$69,305$86,541$27,0000.39
Stevenson University$67,261$73,483$24,9220.37
McDaniel College$65,941$74,227$24,2100.37
Mount St. Mary's University$64,849$67,143$19,5000.30
National Median$53,694—$25,0000.47

Other Accounting Programs in Maryland

Compare tuition, earnings, and debt across Maryland schools

SchoolIn-State TuitionEarnings (1yr)Debt
University of Maryland-College Park
College Park
$11,505$69,821$15,000
Loyola University Maryland
Baltimore
$55,480$69,305$27,000
Stevenson University
Owings Mills
$39,708$67,261$24,922
McDaniel College
Westminster
$49,647$65,941$24,210
Mount St. Mary's University
Emmitsburg
$47,240$64,849$19,500

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Maryland Global Campus, approximately 28% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 185 graduates with reported earnings and 223 graduates with debt data. Small samples may not be representative.