Analysis
University of Maryland Global Campus's accounting program sits in an interesting position: it outperforms the national average by nearly $5,000 annually while carrying slightly higher debt, but falls short of Maryland's own accounting benchmarks. Among the state's 17 accounting programs, this one ranks in the 40th percentileβmeaning Maryland graduates from other schools typically earn about $5,000-$10,000 more starting out.
The $26,930 in median debt is manageable with first-year earnings of $58,863, creating a debt-to-earnings ratio of 0.46 that's lower than most programs nationally. Strong earnings growth of 21% over four years suggests solid career trajectory, with graduates reaching $71,459 by year four. With a robust sample size, these numbers reliably reflect graduate outcomes.
For Maryland families, the calculation hinges on in-state alternatives. If your child can access University of Maryland-College Park or similar programs, those offer $10,000-$12,000 higher starting salaries for comparable debt. However, UMGC's flexible, online-focused format may appeal to non-traditional students or those balancing work and school. If the choice is between UMGC and an out-of-state private school at $50,000+ in debt, UMGC's conservative debt load makes it the smarter investment. The program delivers solid accounting credentials at a reasonable priceβjust not Maryland's best value in this field.
Where University of Maryland Global Campus Stands
Earnings vs. debt across all accounting bachelors's programs nationally
Earnings Distribution
How University of Maryland Global Campus graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| University of Maryland Global Campus | $58,863 | $71,459 | +21% |
| Loyola University Maryland | $69,305 | $86,541 | +25% |
| University of Maryland-College Park | $69,821 | $84,592 | +21% |
| Salisbury University | $62,889 | $77,022 | +22% |
| McDaniel College | $65,941 | $74,227 | +13% |
Compare to Similar Programs in Maryland
Accounting bachelors's programs at peer institutions in Maryland (17 total in state)
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $7,992 | $58,863 | $71,459 | $26,930 | 0.46 | |
| $11,505 | $69,821 | $84,592 | $15,000 | 0.21 | |
| $55,480 | $69,305 | $86,541 | $27,000 | 0.39 | |
| $39,708 | $67,261 | $73,483 | $24,922 | 0.37 | |
| $49,647 | $65,941 | $74,227 | $24,210 | 0.37 | |
| $47,240 | $64,849 | $67,143 | $19,500 | 0.30 | |
| National Median | β | $53,694 | β | $25,000 | 0.47 |
Career Paths
Occupations commonly associated with accounting graduates
Financial Managers
Treasurers and Controllers
Investment Fund Managers
Financial and Investment Analysts
Financial Risk Specialists
Financial Examiners
Budget Analysts
Business Teachers, Postsecondary
Accountants and Auditors
Tax Examiners and Collectors, and Revenue Agents
Bookkeeping, Accounting, and Auditing Clerks
Payroll and Timekeeping Clerks
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Maryland Global Campus, approximately 28% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 185 graduates with reported earnings and 223 graduates with debt data. Small samples may not be representative.