Median Earnings (1yr)
$53,685
65th percentile
Median Debt
$26,552
At national median
Debt-to-Earnings
0.49
Manageable
Sample Size
283
Adequate data

Analysis

University of Maryland Global Campus produces HR graduates who earn solidly above the national average from day one—$53,685 versus the $50,361 national median—and they see healthy earnings growth to $64,649 by year four. That's a 20% bump that outpaces many business programs. The debt load of $26,552 is manageable, translating to a debt-to-earnings ratio under 0.5, which means graduates are borrowing less than half their first year's salary. In Maryland's limited HR program landscape (only two schools offer this degree), UMGC matches the state median, performing at the 60th percentile.

The real question is whether these outcomes justify choosing UMGC over other Maryland institutions. While the earnings trajectory is positive, graduates aren't breaking into the top quartile nationally. For families prioritizing steady, middle-class employment with reasonable debt, this program delivers. The large sample size (100+ graduates) means these numbers reflect consistent outcomes, not outliers. However, if your child is weighing this against other business degrees or schools with stronger networking advantages, consider that HR salaries tend to plateau earlier than some other business disciplines.

This works as a practical choice for students seeking a respectable HR credential without excessive debt, especially those who need the flexibility of UMGC's online-focused model. The financial fundamentals are sound—just don't expect exceptional returns.

Where University of Maryland Global Campus Stands

Earnings vs. debt across all human resources management and services bachelors's programs nationally

University of Maryland Global CampusOther human resources management and services programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How University of Maryland Global Campus graduates compare to all programs nationally

University of Maryland Global Campus graduates earn $54k, placing them in the 65th percentile of all human resources management and services bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Maryland

Human Resources Management and Services bachelors's programs at peer institutions in Maryland (2 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
University of Maryland Global Campus$53,685$64,649$26,5520.49
National Median$50,361—$26,6250.53

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Maryland Global Campus, approximately 28% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 283 graduates with reported earnings and 314 graduates with debt data. Small samples may not be representative.