Median Earnings (1yr)
$44,324
77th percentile (40th in MA)
Median Debt
$25,916
13% above national median
Debt-to-Earnings
0.58
Manageable
Sample Size
88
Adequate data

Analysis

UMass Amherst graduates in this STEM major start behind the state's biochemistry average—$44,324 versus the Massachusetts median of $47,410—but the trajectory tells a different story. By year four, earnings jump 47% to reach $65,089, surpassing not just the state median but also programs at Boston University and Brandeis. This places UMass in the 77th percentile nationally, even if it ranks middle-of-the-pack within Massachusetts initially.

The $25,916 debt load sits right at the state average and well below the national norm, creating a manageable 0.58 ratio to first-year earnings. That's a comfortable starting point even during the lean early years, which likely reflect graduates pursuing research positions, lab work, or graduate school preparation rather than immediately lucrative careers. The real payoff materializes after a few years in the workforce when specialized skills command higher compensation.

For families weighing a flagship state university against pricier private alternatives, this represents solid value. Your child gets strong STEM credentials from a respected research institution, graduates with reasonable debt, and sees income growth that outpaces most peers by year four. The slower start matters less than the clear upward momentum.

Where University of Massachusetts-Amherst Stands

Earnings vs. debt across all biochemistry, biophysics and molecular biology bachelors's programs nationally

University of Massachusetts-AmherstOther biochemistry, biophysics and molecular biology programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How University of Massachusetts-Amherst graduates compare to all programs nationally

University of Massachusetts-Amherst graduates earn $44k, placing them in the 77th percentile of all biochemistry, biophysics and molecular biology bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Massachusetts

Biochemistry, Biophysics and Molecular Biology bachelors's programs at peer institutions in Massachusetts (30 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
University of Massachusetts-Amherst$44,324$65,089$25,9160.58
Northeastern University$63,781$84,199$23,2500.36
MCPHS University$51,942$27,0000.52
University of Massachusetts-Boston$50,352$62,572$24,9960.50
Brandeis University$47,410$27,0000.57
Boston University$42,850$63,204$26,0000.61
National Median$38,036$23,0000.60

Other Biochemistry, Biophysics and Molecular Biology Programs in Massachusetts

Compare tuition, earnings, and debt across Massachusetts schools

SchoolIn-State TuitionEarnings (1yr)Debt
Northeastern University
Boston
$63,141$63,781$23,250
MCPHS University
Boston
$38,850$51,942$27,000
University of Massachusetts-Boston
Boston
$15,496$50,352$24,996
Brandeis University
Waltham
$64,946$47,410$27,000
Boston University
Boston
$65,168$42,850$26,000

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Massachusetts-Amherst, approximately 20% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 88 graduates with reported earnings and 92 graduates with debt data. Small samples may not be representative.