Median Earnings (1yr)
$46,170
28th percentile
Median Debt
$27,000
21% above national median
Debt-to-Earnings
0.58
Manageable
Sample Size
28
Limited data

Analysis

At a flagship state university, you'd expect stronger returns than this. UMass Amherst's business economics graduates start at $46,170—roughly $11,000 below the Massachusetts median for this program and $7,000 under the national average. Among the four Massachusetts schools offering this degree, this program ranks in the bottom quartile. Bentley University graduates, for comparison, earn $68,627 in their first year, nearly 50% more.

The debt picture is better: at $27,000, it matches the state median and sits well below the national average, keeping the debt-to-earnings ratio reasonable at 0.58. That suggests graduates can manage their loans, even if starting salaries disappoint. The low admission standards for a flagship campus (58% acceptance rate) may signal that this program isn't drawing top students who might command higher salaries.

The critical caveat: this data comes from fewer than 30 graduates, making any conclusions tentative. Still, the consistent underperformance—bottom quartile both nationally and statewide—is hard to dismiss. If your child is serious about business economics and can access one of the state's higher-performing programs, that's worth exploring. Otherwise, UMass might serve better as a value option than a career accelerator in this particular field.

Where University of Massachusetts-Amherst Stands

Earnings vs. debt across all business/managerial economics bachelors's programs nationally

University of Massachusetts-AmherstOther business/managerial economics programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How University of Massachusetts-Amherst graduates compare to all programs nationally

University of Massachusetts-Amherst graduates earn $46k, placing them in the 28th percentile of all business/managerial economics bachelors programs nationally.

Compare to Similar Programs in Massachusetts

Business/Managerial Economics bachelors's programs at peer institutions in Massachusetts (4 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
University of Massachusetts-Amherst$46,170—$27,0000.58
Bentley University$68,627$79,298$27,0000.39
National Median$53,219—$22,2500.42

Other Business/Managerial Economics Programs in Massachusetts

Compare tuition, earnings, and debt across Massachusetts schools

SchoolIn-State TuitionEarnings (1yr)Debt
Bentley University
Waltham
$58,150$68,627$27,000

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Massachusetts-Amherst, approximately 20% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 28 graduates with reported earnings and 30 graduates with debt data. Small samples may not be representative.